Calle Laurens
Les, Lleida • Ref: #61520036
€5,200
Photo: SolviaAutomated analysis · physical condition
Physical condition
sin_aplicar_no_residencial
Photo quality
unknown
handshakeThis asset has been listed for 584 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.
Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.
Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.
In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.
General informative content, not legal or investment advice. Verify every point with your advisor before committing.
Alpha Rating
ANALYZE
Confidence: High
Score breakdown
Parking de ?m² en Les a ?€/m² (mediana zona 241€/m², delta %). Estado Físico No Aplica (Clase No Residencial). Posesión con ocupación a verificar. Zona muy_baja, stock estancado (558 días).
Referencia basada en inventario bancario
Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 282 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.
You are not pursuing this asset yet
Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.
Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.
No reference available for this area and asset type.
Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.
Top 5 similar properties in Les by AI score
Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing
