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AtalayaAtalaya

Avenida Murcia

Los Ramos, MurciaParkingRef: #609C59B1

€3,800
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Size

15 m²

Price / m²

€248

OccupancyVacant
68
Avenida Murcia — Los Ramos
Photo: Solvia
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Garaje situado en Los Ramos (Murcia). Cuenta con una superficie de 15 m². Está ubicada en una buena zona, teniendo acceso directo a la RM-300. Además junto a la plaza de garaje hay una parada de autobús que conecta con la línea 30. En los alrededores se pueden encontrar servicios como supermercado, centro educativo, farmacia, centro de salud, etc. Con los servicios de Solvia podrá conocer las posibilidades reales de esta plaza de garaje y valorar sus posibilidades de inversión. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. En Solvia ponemos a tu alcance de forma rápida y sencilla todo tipo de garajes en Los Ramos. Encuentra el tuyo.

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 15.34 m² but the cadastre records 32 m² (+109%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
2166004XH7026N0022AX
Cadastral area
32 m²
Year built
1980
Cadastral use
Storage/parking (residential)

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 3205 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

68/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
20/20
Area demand
3/25
Legal liens
10/15
Zone liquidity
7/15

Parking de 15.34m² en Los Ramos a 248€/m² (mediana zona 192€/m², delta %). Estado Físico No Aplica (Clase No Residencial). Posesión libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 607 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 3204 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Los Ramos, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+28.5%Above anchor
Scope
Province (MITMA)
Zone median
€193 /m²
This asset
€248 /m²
Samples
649
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€3,800
Transfer tax (ITP) 8% — Murcia€304
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€5,404

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceNov 2017 (3205 days)
On Atalaya since28 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Los Ramos by AI score

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing