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Calle Isidoro de la Cierva,, 39

Águilas, Murcia • Apartment · Auction • Ref: #5E751BE3

€232,125
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OccupancyOccupied · type to verify
55
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

(AVISO: Aunque, registral y catastralmente figura como local comercial y almacén, según el decreto de subasta, el inmueble constituye la vivienda habitual de la demandada) Se describe registralmente como URBANA: FINCA NUMERO VEINTISEIS. LOCAL COMERCIAL, en la PLANTA BAJA del inmueble, señalado con el número 2, al que se accede directamente desde la calle Isidoro de la Cierva.. FORMA PARTE DEL EDIFICIO señalado con los numero 28 de la calle Reina Sofia y treinta y siete de la calle Isidoro de la Cierva, de esta villa de Águilas. Dirección catastral: CL ISIDORO CIERVA 39 Es:2 Pl:BJ Pt:02 F.R.47359; C.P.30889 AGUILAS. Tiene una superficie útil de 126 m2, formado por una sola nave. Linda: FRENTE, calle Isidora de la Cierva y portal número II; DERECHA ENTRANDO, portal número II y rampa de acceso a la planta de sótano; IZQUIERDA, casa número treinta y cinco de la calle Isidoro de la Cierva, y FONDO, rampa de acceso a la planta de sótano y local comercial número 1. CUOTA DE PARTIDCIPACION: 6,78 %.

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupaciónocupada
Desahucio necesario
Detalle cargasSe cancelan la carga registral que da lugar a esta subasta y todas las posteriores. Se mantendrán las cargas o gravámenes anteriores o del mismo rango, y quien se adjudique el inmueble se subroga en la responsabilidad que garantizan.
Fase judicialejecucion
Nivel de riesgohigh
Litigiosembargo, hipoteca
Análisis riesgoLa propiedad es la vivienda habitual de la demandada, lo que puede implicar un proceso de desalojo más complejo y prolongado. Además, la descripción registral difiere del uso real como vivienda.

assignmentCadastral data

Cadastral ref.
5113225XG2451C0026UY
Cadastral area
158 m²
Year built
2003
Cadastral use
Storage/parking (residential)

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

55/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
10/20
Physical state
Not assessable
—
Legal liens
12/15
Zone liquidity
Not assessable
—
BOE bonus
2/6

Subasta BOE en Águilas a 232,125€. Sin tasación de referencia publicada. Posesión con ocupación a verificar. Subasta cierra en 18 días.

trending_upStrengths

  • +Subasta inminente: cierre en 18 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal
  • +Cargas legales acotadas o inexistentes

warningRisks

  • −Ocupación judicial sin detalle: verificar in situ antes de pujar
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Águilas, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

—
Scope
Municipality
Zone median
€1,983 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€232,125
Transfer tax (ITP) 8% — Murcia€18,570
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€812
Estimated total investment€252,507

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 5 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (8 days)
On Atalaya since16 Sept 2026
Last updated16 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing