AtalayaAtalaya

Apartment in Ferrol

Ferrol, A Coruña • Ref: #5E6AD4E9

€122,000
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Size

312 m²

Price / m²

€391

Rooms

2

OccupancyUnconfirmed
54
Apartment in Ferrol — Ferrol
Photo: Hipoges
1 / 37

AI visual analysis

Automated analysis · physical condition

37 of 37 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: edificio entre medianeras con planta baja comercial y revestimiento cerámico que muestra signos de envejecimiento.
  • •Salon: local o estancia interior con desprendimientos severos de pintura en techos, manchas de humedad en paredes y suciedad generalizada.
  • •Pasillo: zona de acceso y escaleras con acabados muy deteriorados, escombros caídos del techo y carpintería obsoleta.

Description

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Gran oportunidad de inversión en Ferrol – A Coruña! Excelente oportunidad de adquirir en propiedad este edificio residencial perfecto para remodelar y reconstruirlo a tu antojo, localizado en la ciudad de Ferrol, provincia de A Coruña. Está construido sobre un suelo urbano edificable y se encuentra en una ubicación privilegiada en el casco central de la ciudad. Dispone de dos plantas sobre rasante destinadas a viviendas, una bajo cubierta destinado a almacén y la planta baja destinada a local comercial y almacén. Cuenta con todos los servicios urbanísticos necesarios, así como de establecimientos de hostelería, restauración, ocio, entretenimientos, de salud, etc. La zona se caracteriza por una mayoría de edificaciones con características similares y muy cercano a la Plaza de Armas, el concello de la ciudad, la Plaza de la constitución, el Puerto de Ferrol, entre otros. Cabe destacar, que es una de las ciudades más turísticas de Galicia, orientada a actividades marítimas y constituye uno de los polos industriales del norte de España. Esta localidad es una encantadora ciudad costera con una rica historia naval, una agradable oferta cultural y una belleza natural , por lo tanto la hacen tremendamente atractiva para invertir. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra... tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

2

Elevator

No

Terrace

No

Parking

No

Year built

1940

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

exempt

Legal & cadastral analysis

expand_more

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
2351207NJ6125S
Cadastral area
311 m²
Year built
1940
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

54/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
2/15

Vivienda de 312.00m² en Ferrol a 391€/m² (mediana zona 1037€/m², delta -62.3%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, inventario reciente (13 días).

Strengths

  • +Descuento del -62.3% frente a la mediana zonal (1037€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Ferrol, A Coruña

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-62.3%Strong opportunity
Scope
Municipality (MITMA)
Zone median
€1,037 /m²
This asset
€391 /m²
Samples
301
Period
Q4-2025
Source
MITMA

vs other bank assets

-50.3%Strong opportunity
Scope
Province (MITMA)
Zone median
€787 /m²
This asset
€391 /m²
Samples
86
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€122,000
Transfer tax (ITP) 9% — Galicia€10,980
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€427
Estimated total investment€134,407

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
23 Sept 2026
€135,000arrow_forward€122,000-9.63%

Listing intel

SourceHipoges
On Atalaya since16 Sept 2026
Last updated6 Oct 2026

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing