AtalayaAtalaya

Untitled property

Canovelles, Barcelona • Apartment • Ref: #5E2B8A2B

€100,000-14% vs area market
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Size

56 m²

Price / m²

€1,786

Rooms

2

OccupancyUnconfirmed
59
Untitled property — Canovelles
Photo: Altamira
1 / 21

AI visual analysis

Automated analysis · physical condition

21 of 21 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: Se aprecian edificios con signos de desgaste y antigüedad, con algunas fachadas que podrían necesitar mantenimiento.
  • •Exterior: Las calles y aceras muestran un estado general aceptable, aunque algunos elementos urbanos parecen antiguos.
  • •Balcon: Algunos balcones tienen ropa tendida y barandillas que denotan uso y paso del tiempo.

descriptionDescription

Piso en Canovelles, Barcelona. Superficie: 56 m², 2 habitaciones, 1 baños.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
0478635DG4007N

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 274 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

59/100

Confidence: Medium

Score breakdown

Zone delta
13/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
10/15
Zone liquidity
13/15

Vivienda de 56.00m² en Canovelles a 1786€/m² (mediana zona 2077€/m², delta -14.0%). Estado Mejorable. Posesión desconocida. Zona baja, 273 días en mercado.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Canovelles, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-14.0%Good price
Scope
Municipality
Zone median
€2,077 /m²
This asset
€1,786 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+46.0%Above anchor
Scope
Postal code
Zone median
€1,223 /m²
This asset
€1,786 /m²
Samples
15
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€100,000
Transfer tax (ITP) 10% — Cataluña€10,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€350
Estimated total investment€111,350
Estimated refurbishment (state: mejorable)€22,500 – €39,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
19 Jun 2026
€87,000arrow_forward€100,000-14.94%

Listing intel

SourceAltamira
On the market sinceDec 2025 (274 days)
On Atalaya since11 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Altamira. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing