AtalayaAtalaya

House in Cebolla

Calle Carrascalejo

Cebolla, Toledo • Ref: #5DBAED35

€152,000
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Size

338 m²

Price / m²

€450

Rooms

4

OccupancyVacant
77
Calle Carrascalejo — Cebolla
Photo: Solvia
1 / 20

AI visual analysis

Automated analysis · physical condition

20 of 20 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: Estructura de ladrillo visto en buen estado general con patio exterior solado.
  • •Salon: Suelos de parquet en espiga recien barnizados pero chimenea inacabada y falta de rodapies.
  • •Cocina: Mobiliario rustico envejecido pero operativo, requiriendo actualizacion de acabados.
  • •Dormitorio: Parquet en buen estado, armarios empotrados y necesidad de repaso de pintura y remates de carpinteria.

Description

Casa de 338 m² de segunda mano y desarrollados en dos plantas, está distribuida en 4 dormitorios, cocina, salón y 4 baños. Dispone de buenas comunicaciones tanto por transporte público como por transporte privado. Ubicada en una zona con todo tipo de servicios alrededor (colegio, supermercado, restaurantes y bares, pequeños comercios, etc.). Por ello, es una opción en la que invertir. Con los servicios prestados podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

4

Elevator

No

Year built

2007

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

D

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
5937003UK6253N0001MK
Cadastral area
320 m²
Year built
2005
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 914 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

77/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
Not assessable
—

Vivienda de 337.50m² en Cebolla a 450€/m² (mediana zona 781€/m², delta -42.4%). Estado Mejorable. Posesión libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 420 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Descuento del -42.4% frente a la mediana zonal (781€/m²)
  • +Solvia no marca ocupación y publica 18 fotos del interior

Risks

  • −906 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cebolla, Toledo

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-43.8%Strong opportunity
Scope
Province (MITMA)
Zone median
€801 /m²
This asset
€450 /m²
Samples
454
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€152,000
Transfer tax (ITP) 9% — Castilla-La Mancha€13,680
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€532
Estimated total investment€167,212
Estimated refurbishment (state: mejorable)€135,000 – €236,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceApr 2024 (914 days)
On Atalaya since3 Oct 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing