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House in Paterna

Calle Salvador Ferrandis Luna

Paterna, Valencia • Ref: #5DAE6580

€186,500-48% vs area market
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Size

151 m²

Price / m²

€1,235

Rooms

4

OccupancyOccupied · type to verify
62
Calle Salvador Ferrandis Luna — Paterna
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Good

Photo quality

Good

Description

Vivienda situada en la Calle Salvador Ferrandis Luna en la localidad de Paterna, en la provincia de Valencia. La vivienda tiene una superficie construida de 151 m² y está distribuida en un amplio hall de entrada, que da acceso a una cocina independiente muy luminosa, y un pasillo que distribuye a un gran salón comedor, dormitorios siendo una de ellas habitación doble, y cuarto de baño completo. Se localiza en una zona consolidada con carácter urbano y residencial, situado a pocos minutos del centro de la población, rodeado por fincas de similares características. Dispone de equipamientos suficientes en el entorno como: médico-sanitario, docente, religioso, comercial, restaurantes. Cuenta con buenas comunicaciones con el resto de la localidad. Buen acceso a través de carreteras principales que rodea al municipio y lo comunican con el resto de la provincia. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] El inmueble se encuentra gravado con una o varias cargas, la/s cual/es se encuentra/n pendiente/s de su cancelación. Consultar su situación actual, así como, sus posibles limitaciones y la asunción de su cancelación. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra. El inmueble se encuentra gravado con una o varias cargas, la/s cual/es se encuentra/n pendiente/s de su cancelación. Se debe consultar su situación actual, así como sus posibles limitaciones y la asunción de su cancelación. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

Characteristics

Bathrooms

1

Year built

1900

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 151 m² but the cadastre records 181 m² (+20%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
0061326YJ2706S0001JW
Cadastral area
181 m²
Year built
1900
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 186 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

62/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
10/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 151.00m² en Paterna a 1235€/m² (mediana zona 2369€/m², delta -47.9%). Buen Estado. Posesión con ocupación a verificar. Zona baja, 183 días en mercado.

Strengths

  • +Descuento del -47.9% frente a la mediana zonal (2369€/m²)
  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Paterna, Valencia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-47.9%Strong opportunity
Scope
Municipality
Zone median
€2,369 /m²
This asset
€1,235 /m²
Period
octubre 2026
Source
Idealista

vs other bank assets

-51.4%Strong opportunity
Scope
Postal code
Zone median
€2,543 /m²
This asset
€1,235 /m²
Samples
12
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€186,500
Transfer tax (ITP) 10% — Comunitat Valenciana€18,650
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€653
Estimated total investment€206,803

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
6 Oct 2026
€188,500arrow_forward€186,500-1.06%

Listing intel

SourceSolvia
On the market sinceApr 2026 (186 days)
On Atalaya since22 Aug 2026
Last updated9 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing