AtalayaAtalaya

Calle Cristobal Perez Pastor, 44, 3º

Fátima, Albacete • Apartment · Auction • Ref: #5D6676CA

€172,940
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Size

70 m²

Rooms

4

OccupancyUnconfirmed
27
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

VIVIENDA EN C/ CRISTOBAL PEREZ PASTOR, 44, 3º, ALBACETE

Characteristics

Bathrooms

2

Year built

1966

gavelLegal & cadastral analysis

expand_more

balanceLegal analysis (AI)

Ocupacióninquilino
Desahucio necesario
Cargas (€)€252,000
Detalle cargasHipoteca a favor de Banco Bilbao Vizcaya Argentaria, S.A. por 150000 euros de principal, 18000 euros de intereses ordinarios, 54000 euros de intereses de demora, 25500 euros de costas y gastos judiciales, y 4500 euros de gastos extrajudiciales. Total 252000 euros. Anotación de embargo ejecutivo a favor de Comunidad Propietarios Cristobal Perez Pastor 44 por 2007.81 euros de principal y 450 euros de gastos, intereses y costas. Afección fiscal por transmisiones patrimoniales.
Hipoteca€252,000
Comunidad€2,008
Puja mínima€172,940
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, embargo, afeccion_fiscal
Análisis riesgoLa propiedad está ocupada por un inquilino con contrato de arrendamiento desde 2012, lo que podría dificultar la toma de posesión. Además, la deuda hipotecaria es elevada y existe un embargo adicional.

assignmentCadastral data

straightenUnreconciled surface: the listing states 70.13 m² but the cadastre records 100 m² (+43%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
8570108WJ9187B0003BA
Cadastral area
100 m²
Year built
1966
Cadastral use
Residential

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

27/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
4/15
Zone liquidity
Not assessable
—

Subasta BOE en Albacete a 172,940€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 19 días.

trending_upStrengths

  • +Subasta inminente: cierre en 19 días, ventana de decisión limitada (presión vendedora)

warningRisks

  • −Documentación judicial aún sin parsear: cargas y procedimiento por confirmar
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Fátima, Albacete, Albacete

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+49.2%Above anchor
Scope
Municipality (MITMA)
Zone median
€1,653 /m²
This asset
€2,466 /m²
Samples
596
Period
Q4-2025
Source
MITMA

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€172,940
Transfer tax (ITP) 9% — Castilla-La Mancha€15,565
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€605
Estimated total investment€190,110

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 5 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (8 days)
On Atalaya since16 Sept 2026
Last updated16 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing