AtalayaAtalaya

Calle Montjuic 73-75

Sant Andreu de la Barca, Barcelona • House · Auction • Ref: #5D4A0CCE

€1,132,247
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Size

1052 m²

OccupancyUnconfirmed
75
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

Finca registral 16569 inscrita al Tomo 2672, Libro 259 de Sant Andreu de la Barca, Folio 122

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€1,009,000
Detalle cargas1) HIPOTECA a favor de CAIXA D'ESTALVIS DE SABADELL por 825000 EUR de principal. 2) HIPOTECA a favor de CAIXA D'ESTALVIS DE SABADELL por 48000 EUR de capital. 3) HIPOTECA a favor de CAIXA D'ESTALVIS DE SABADELL por 84500 EUR de capital. 4) Anotación preventiva de EMBARGO a favor de l'AJUNTAMENT DE SANT ANDREU DE LA BARCA por 2029.57 EUR. 5) Anotación preventiva de EMBARGO a favor de l'AJUNTAMENT DE SANT ANDREU DE LA BARCA por 1085.72 EUR.
Hipoteca€957,500
Embargos€3,115
Puja mínima€1,132,247
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, anotacion_preventiva, afeccion_fiscal
Análisis riesgoExisten múltiples hipotecas y embargos que suman una cantidad considerable, lo que implica un riesgo elevado. La ocupación es desconocida, lo que añade incertidumbre.

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 1052 m² but the cadastre records 290 m² (-72%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
2799216DF1920S
Cadastral area
290 m²
Year built
2008
Cadastral use
Residential

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

75/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
6/15
BOE bonus
5/6

Subasta BOE en Sant Andreu de la Barca a 1,132,247€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 13 días.

trending_upStrengths

  • +Descuento del -57.3% frente a la mediana zonal (2518€/m²)
  • +Subasta inminente: cierre en 13 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas

warningRisks

  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Sant Andreu de la Barca, Sant Andreu de la Barca, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-57.3%Strong opportunity
Scope
Municipality (MITMA)
Zone median
€2,518 /m²
This asset
€1,076 /m²
Samples
91
Period
Q4-2025
Source
MITMA

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€1,132,247
Transfer tax (ITP) 10% — Cataluña€113,225
Notary (est.)€1,698
Land Registry (est.)€1,132
Admin agency (est.)€3,963
Estimated total investment€1,252,265

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 7 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (6 days)
On Atalaya since17 Sept 2026
Last updated17 Sept 2026

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing