AtalayaAtalaya

Casa en Calle Julio Romero, Rute

Rute • House • Ref: #5AEC94F8

€18,600-39% vs area market
open_in_newView original listing

Size

46 m²

Price / m²

€404

Rooms

1

OccupancyUnconfirmed
52
Casa en Calle Julio Romero, Rute — Rute
Photo: Cimenta2
1 / 8

AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta desconchones y suciedad, indicando falta de mantenimiento.
  • •Interior: Las paredes interiores muestran humedades y desconchones, con el suelo de cemento sin acabado.
  • •Techo: El techo de chapa ondulada en algunas estancias sugiere una construcción básica o provisional.
  • •Exterior: El entorno exterior muestra calles y escaleras con pavimento deteriorado.

descriptionDescription

Vivienda unifamiliar sita en la localidad de Rute (Córdoba). Vivienda de dos plantas sobre rasante, distribuida en salón comedor, cocina, un baño y un dormitorio. El inmueble se encuentra en una zona tranquila, rodeado por viviendas residenciales de similares características.

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

52/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
11/15

Vivienda de 46.00m² en Rute a 404€/m² (mediana zona 590€/m², delta -31.5%). Requiere Reforma Integral. Posesión desconocida. Zona baja, 110 días en mercado.

trending_upStrengths

  • +Descuento del -31.5% frente a la mediana zonal (590€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Rute

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-31.5%Strong opportunity
Scope
Municipality
Zone median
€590 /m²
This asset
€404 /m²
Period
mayo 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Price history

The price has dropped 2 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
3 Jun 2026
€20,400arrow_forward€16,400-19.61%
1 Sept 2026
€16,400arrow_forward€18,600-13.41%

Listing intel

SourceCimenta2
On the market sinceAug 2026 (5 days)
On Atalaya since13 May 2026
Last updated1 Sept 2026

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Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing