AtalayaAtalaya

Calle Monet

Nalda, La Rioja • Apartment • Ref: #5AE030FF

€132,000
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Size

90 m²

Price / m²

€1,465

Rooms

3

OccupancyVacant
51
Calle Monet — Nalda
Photo: Solvia
1 / 7

AI visual analysis

Automated analysis · physical condition

7 of 7 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta un aspecto moderno y bien conservado.
  • •Dormitorio: El suelo de parquet está en buen estado y las paredes limpias.
  • •Cocina: La cocina está sin amueblar pero las paredes alicatadas y el suelo de gres están en buen estado.
  • •Bano: Los baños están equipados con sanitarios modernos y alicatados en buen estado.

descriptionDescription

Pisos de Obra Nueva en Logroño. Solvia cuenta con las mejores promociones de Pisos de Obra Nueva, en venta o alquiler, para que encuentres el que mejor se adapta a ti. Promoción en Complejo Residencial de la localidad Nalda, a 18 Km de Logroño. Formada por viviendas y garajes en edificio. Las viviendas dipsonen de 3 dormitorios y 2 baños. Descubre Viviendas en venta o alquiler en Logroño con Solvia, la inmobiliaria con las mejores promociones de viviendas de Obra Nueva.

Characteristics

Bathrooms

2

Year built

2011

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
0884703WM4808S0006ZB
Cadastral area
99 m²
Year built
2011
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 3490 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

51/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 90.13m² en Nalda a 1465€/m² (mediana zona 1470€/m², delta -0.3%). Buen Estado. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −3488 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Nalda, La Rioja

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-0.3%In line
Scope
Province (MITMA)
Zone median
€1,470 /m²
This asset
€1,465 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+386.7%Above anchor
Scope
Province (MITMA)
Zone median
€301 /m²
This asset
€1,465 /m²
Samples
109
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€132,000
Transfer tax (ITP) 7% — La Rioja€9,240
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€462
Estimated total investment€142,702

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2017 (3490 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing