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House in Finestrat

Avenida Costa Blanca

Finestrat, Alicante • Ref: #59EC962E

€280,000
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Size

72 m²

Price / m²

€3,889

Rooms

2

OccupancyVacant
51
Avenida Costa Blanca — Finestrat
Photo: Solvia
1 / 19

AI visual analysis

Automated analysis · physical condition

19 of 19 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •La cocina presenta un diseño moderno con encimeras y salpicadero de color verde lima, y electrodomésticos integrados.
  • •El salón tiene suelos de baldosas y una decoración funcional, con acceso a una terraza.
  • •Los dormitorios tienen suelos laminados y armarios empotrados, con ventanas que ofrecen vistas al exterior.
  • •El exterior muestra una piscina comunitaria bien mantenida y zonas ajardinadas.

Description

Descubre la mejor oferta inmobiliaria en Chalets de Particulares en Finestrat con Solvia. La mejor selección de viviendas de segunda mano particular en venta, para que encuentres la casa que estás buscando. Se ofrece este acogedor chalet en buen estado, ubicado en una cuidada urbanización que cuenta con zonas verdes, piscina comunitaria y parque infantil, ideal para disfrutar en familia. La vivienda dispone de 72 m² construidos -61 m² útiles-, distribuidos en 2 dormitorios y 2 baños, organizados en dos plantas, permitiendo una cómoda separación entre zonas de día y descanso. Además, la vivienda cuenta con placas solares, un valor añadido muy demandado actualmente que permite ahorro energético y mayor eficiencia. Situado en una zona tranquila pero cercana a la ciudad, este tipo de viviendas en urbanizaciones con servicios tienen una alta demanda y poca disponibilidad, lo que lo convierte en una excelente oportunidad. La vivienda se encuentra para entrar a vivir. Ideal tanto como vivienda habitual, segunda residencia o inversión. Contacta cuanto antes para más información o concertar una visita. Grandes oportunidades en venta de viviendas de segunda mano en Finestrat con Solvia. Esta publicación se realiza a instancias de un Comercializador de SOLVIA. SOLVIA no participa de la intermediación, ni se responsabiliza de la veracidad de los datos e información publicada a instancias del Comercializador.

Characteristics

Bathrooms

2

Year built

2007

Air conditioning

Yes

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 72 m² but the cadastre records 112 m² (+56%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
5296406YH4659N0034YO
Cadastral area
112 m²
Year built
2007
Cadastral use
Residential

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

51/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 72.00m² en Finestrat a 3889€/m² (mediana zona 1605€/m², delta +142.3%). Buen Estado. Posesión libre. Zona muy_baja, 95 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 1052 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −Precio +142.3% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Finestrat, Alicante

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+166.2%Above anchor
Scope
Province (MITMA)
Zone median
€1,461 /m²
This asset
€3,889 /m²
Samples
1139
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€280,000
Transfer tax (ITP) 10% — Comunitat Valenciana€28,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€980
Estimated total investment€309,980

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJun 2026 (121 days)
On Atalaya since1 Sept 2026
Last updated24 Oct 2026

Zone comparables

Top 5 similar properties in Finestrat by AI score

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing