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AtalayaAtalaya

Retail in Cuenca

Centro, Cuenca • Ref: #59EBD19D

€99,000
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Size

169 m²

Price / m²

€587

OccupancyVacant
68
Retail in Cuenca — Centro, Cuenca
Photo: Solvia
1 / 16

AI visual analysis

Automated analysis · physical condition

16 of 16 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: edificio residencial con local comercial en planta baja protegido por rejas exteriores metálicas.
  • •Salon: espacio interior diáfano tipo local con suelos de terrazo continuo y paredes pintadas en blanco con desgaste superficial.
  • •Trastero: zona de altillo o almacén con carpinterías y techos de aspecto antiguo pero estructuralmente estables.

Description

¡Descubre este magnífico local comercial en el corazón de Cuenca! Con una generosa extensión de 168,72 m², este espacioso y diáfano espacio ofrece innumerables oportunidades para tu negocio. Ubicado en pleno centro de la ciudad, este local cuenta con una privilegiada cercanía a diversos servicios y establecimientos que garantizan una afluencia constante de clientes potenciales. Desde restaurantes y supermercados hasta centros médicos, educativos, gasolineras y sucursales bancarias, tendrás todo lo necesario para satisfacer las necesidades de tu clientela y garantizar un flujo continuo de actividad. Además, las vías de acceso a este local son muy convenientes y permiten un fácil desplazamiento desde distintas zonas cercanas. Las principales vías N-400, N-320a y A-40, aseguran una excelente conectividad con otras áreas de la provincia y municipios vecinos. No pierdas la oportunidad de establecer tu negocio en esta estratégica ubicación, donde el éxito está garantizado gracias a su amplitud, excelente ubicación y la diversidad de servicios que lo rodean.

Characteristics

Bathrooms

1

Elevator

No

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

E

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
3959304WK7335H

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 958 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

68/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
Not assessable
—
Legal liens
10/15
Zone liquidity
4/15

Local comercial planta unknown de 168.72m² en Cuenca a 587€/m² (mediana zona 553€/m², delta %). libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 21 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −948 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Centro, Cuenca, Cuenca

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+11.8%Above anchor
Scope
Province (MITMA)
Zone median
€525 /m²
This asset
€587 /m²
Samples
20
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€99,000
Transfer tax (ITP) 9% — Castilla-La Mancha€8,910
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€347
Estimated total investment€109,257
Estimated refurbishment (state: mejorable)€67,500 – €118,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (958 days)
On Atalaya since11 May 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Cuenca by AI score

See all bank-owned properties in Cuenca

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing