AtalayaAtalaya

Zona Centro

Alcalá de Henares, Madrid • Apartment • Ref: #5927EB91

€215,000
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Size

74 m²

Price / m²

€2,905

Rooms

2

OccupancyVacant
51
Zona Centro — Alcalá de Henares
Photo: Solvia
1 / 29

AI visual analysis

Automated analysis · physical condition

29 of 29 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •La cocina presenta azulejos y mobiliario antiguos, aunque funcionales.
  • •El salón tiene suelos de madera laminada y paredes en tonos claros, con un sofá y muebles que denotan un estilo dated.
  • •Los pasillos muestran suelos de madera y paredes en buen estado general.
  • •El exterior del edificio y la calle parecen bien mantenidos.

descriptionDescription

Descubre la mejor oferta inmobiliaria en Pisos de Particulares en Alcalá de Henares con Solvia. La mejor selección de viviendas de segunda mano particular en venta, para que encuentres la casa que estás buscando. Casco Histórico de Alcalá de Henares. Piso muy luminoso de aproximadamente 74 m² construidos, con 2 dormitorios -antes 3- reformado. Con la nueva distribución, se ha ampliado el salón comedor individual con la terraza, y ampliado la cocina, amueblada y equipada con electrodomésticos y vistas a la catedral, cuarto de baño con plato de ducha y posibilidad de hacer un aseo anexo al mismo. Vivienda ubicada dentro de una de las antiguas corralas de la localidad. Excelente ubicación, cuenta con todos los servicios a un paso y conexiones con el transporte urbano e interurbano muy cercanos. Grandes oportunidades en venta de viviendas de segunda mano en Alcalá de Henares con Solvia. Esta publicación se realiza a instancias de un Comercializador de SOLVIA. SOLVIA no participa de la intermediación, ni se responsabiliza de la veracidad de los datos e información publicada a instancias del Comercializador.

Characteristics

Bathrooms

1

Year built

1965

Air conditioning

Yes

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
8811225VK6881S0007DU
Cadastral area
79 m²
Year built
1965
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 306 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

51/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
6/15

Vivienda de 74.00m² en Alcalá de Henares a 2905€/m² (mediana zona 3043€/m², delta -4.5%). Estado Mejorable. Posesión libre. Zona baja, 304 días en mercado.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Alcalá de Henares, Madrid

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-4.5%In line
Scope
Municipality
Zone median
€3,043 /m²
This asset
€2,905 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+21.0%Above anchor
Scope
Postal code
Zone median
€2,400 /m²
This asset
€2,905 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€215,000
Transfer tax (ITP) 6% — Madrid€12,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€753
Estimated total investment€229,653
Estimated refurbishment (state: mejorable)€29,500 – €52,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceOct 2025 (306 days)
On Atalaya since14 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing