Retail in Cuarte de Huerva

Calle Europa 13, 13

Cuarte de Huerva, Zaragoza • Ref: #580ECC41

€5,600

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Size

36 m²

Price / m²

€155

Rooms

OccupancyVacant

Photo: sareb

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

•Trastero: Espacio en estructura de hormigon y bloque visto totalmente en bruto, sin revestimientos ni acabados.
•Trastero: Suelo de solera de hormigon sin pavimentar y puerta metalica con rejillas de ventilacion instalada en obra.

Description

Local comercial en Cuarte de Huerva, Zaragoza. Con una superficie de 36 m² construidos, ideal para actividad comercial o profesional. Se encuentra en una zona residencial de Cuarte de Huerva. El entorno ofrece buena visibilidad y accesibilidad para clientes. Cuenta con fácil acceso a Calle de Serrano Sanz, Z-30 y Paseo de Isabel la Católica. La zona dispone de una amplia oferta de servicios, incluyendo centros de salud, farmacias y espacios deportivos que complementan la vida diaria de los residentes. El entorno se caracteriza por su tranquilidad y por la presencia de zonas verdes y parques que invitan al paseo y al descanso al aire libre. La ubicación estratégica permite disfrutar de una excelente relación entre vida urbana y naturaleza, con múltiples opciones de ocio y cultura en las proximidades.

Characteristics

Bathrooms

Floor

Elevator

Yes

Terrace

Parking

Year built

2010

Pool

Air conditioning

Heating

Storage room

Garden

Legal & cadastral analysis

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Cadastral data

Cadastral ref.

3276702XM7037N0029XP

Cadastral area

36 m²

Year built

2010

Cadastral use

Storage/parking (residential)

How to buy this asset from the bank

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1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 2075 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
check_box_outline_blankCommunity-debt certificate and approved special levies.
check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta: —
Possession: 20/20
Retail location: —
Legal liens: 10/15
Zone liquidity: 12/15

Local comercial planta unknown de 36.00m² en Cuarte de Huerva a 155€/m² (mediana zona 479€/m², delta %). libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 85 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

+Aliseda declara el activo con posesión: libre para entregar

Risks

−2071 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Cuarte de Huerva, Zaragoza

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-41.3%Strong opportunity

Scope: City
Zone median: €264 /m²
This asset: €155 /m²
Samples: 10
Source: Atalaya (bank inventory)

Estimated acquisition costs

Asset price€5,600

Transfer tax (ITP) 8% — Aragón€448

Notary (est.)€600

Land Registry (est.)€400

Admin agency (est.)€300

Estimated total investment€7,348

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda

On the market sinceFeb 2021 (2075 days)

On Atalaya since26 Jun 2026

Last updated9 Oct 2026

€45,000

€445/m² · 101 m²

View analysis

Aggregated data from public sources and servicer sareb. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing