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Land in Lorca

Calle Fray Diego de Cádiz

Lorca, Murcia • Ref: #57AD0394

€71,700
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Size

404 m²

Price / m²

€177

OccupancyOccupied · type to verify
68
Calle Fray Diego de Cádiz — Lorca
Photo: Solvia
1 / 8

AI visual analysis

Automated analysis · physical condition

0 of 8 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

Description

Suelo urbano entre medianeras con una superficie de 142 m2, ideal para la construcción de viviendas. Ubicado en el corazón del municipio, este terreno cuenta con una excelente conexión y está rodeado de viviendas, garantizando un entorno residencial acogedor. Además, disfruta de todos los servicios propios del núcleo urbano, lo que facilita la comodidad y calidad de vida de futuros residentes. No pierdas la oportunidad de invertir en este espacio ideal para la construcción de tu próximo hogar en una ubicación privilegiada. Con nuestros servicios podrá conocer las posibilidades reales de este solar y valorar sus posibilidades de inversión. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] El inmueble se encuentra gravado con una o varias cargas, la/s cual/es se encuentra/n pendiente/s de su cancelación. Consultar su situación actual, así como, sus posibles limitaciones y la asunción de su cancelación. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra. El inmueble se encuentra gravado con una o varias cargas, la/s cual/es se encuentra/n pendiente/s de su cancelación. Se debe consultar su situación actual, así como sus posibles limitaciones y la asunción de su cancelación. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
4700006XG1740B0001TY
Cadastral use
Urbanization works · undeveloped land

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 488 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

68/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
10/20
Zoning
15/25
Legal liens
10/15
Zone liquidity
14/15

Suelo urbanizable (uso unknown) de 404.41m² en Lorca a 177€/m² (mediana zona 51€/m², delta %). Posesión con ocupación a verificar. Zona baja, stock estancado (477 días).

Risks

  • −477 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Lorca, Murcia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+1670.0%Above anchor
Scope
City
Zone median
€10 /m²
This asset
€177 /m²
Samples
39
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€71,700
Transfer tax (ITP) 8% — Murcia€5,736
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€78,736

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
18 Sept 2026
€79,300arrow_forward€71,700-9.58%

Listing intel

SourceSolvia
On the market sinceJun 2025 (488 days)
On Atalaya since15 Sept 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Lorca by AI score

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing