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Retail in Montcada i Reixac

Calle Anselm Clave

Montcada i Reixac, Barcelona • Ref: #577F1196

€57,060
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Size

124 m²

Price / m²

€460

OccupancyVacant
69
Calle Anselm Clave — Montcada i Reixac
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

11 of 11 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: edificio de varias plantas con caravista y balcones en aparente buen estado exterior.
  • •Garaje: local o garaje en planta baja en estado bruto, con paredes de ladrillo visto sin revestir y techos de hormigón inacabados.
  • •Pasillo: espacio interior diáfano en bruto que requiere adecuación completa de suelos, paredes e instalaciones.

Description

Local comercial de 129 m² en venta, situado en la localidad de Montcada i Reixac, provincia de Barcelona. Se trata de un local comercial situado en la planta baja de un edificio construido en 2008, con una superficie aproximada de 129 m² y con acceso directo e independiente desde la calle. El espacio comercial está bien comunicado, próximo a la estación de tren y por carretera mediante los accesos viarios C-33, C-17, BV-1411 y BV-5001. La zona dispone de equipamiento variado, centro médico, polideportivo, supermercado, restaurantes, etc. Con nuestros servicios podrá encontrar el local que necesita. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

2008

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
1839629DF3913H

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 824 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
20/25
Legal liens
10/15
Zone liquidity
9/15

Local comercial planta calle de 124.00m² en Montcada i Reixac a 460€/m² (mediana zona 612€/m², delta %). libre. Zona baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 15 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −814 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Montcada i Reixac, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-25.6%Strong opportunity
Scope
City
Zone median
€618 /m²
This asset
€460 /m²
Samples
16
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€57,060
Transfer tax (ITP) 10% — Cataluña€5,706
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€64,066

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
18 Sept 2026
€63,400arrow_forward€57,060-10%

Listing intel

SourceSolvia
On the market sinceJul 2024 (824 days)
On Atalaya since12 Sept 2026
Last updated9 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing