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House in Torreblanca

Avenida Valencia

Torreblanca, Castellón • Ref: #57135DC2

€34,000
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Size

233 m²

Price / m²

€146

Rooms

3

OccupancyVacant
43
Avenida Valencia — Torreblanca
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

28 of 28 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: presenta desconchones generalizados, cableado exterior expuesto y reparaciones precarias.
  • •Salon: una estancia anexa muestra derrumbe parcial del falso techo con severas manchas de humedad y moho negro en paredes.
  • •Cocina: mobiliario muy envejecido con frentes deteriorados y encimera incompleta sin placa de coccion.
  • •Dormitorio: paredes con pintadas infantiles, desconchones en rodapies y carpinterias interiores desfasadas.

Description

Casa de 100 m² ubicada en Torreblanca, Castellón. Se trata de una vivienda de 100 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 1 baño. La casa se sitúa en el núcleo urbano de Torreblanca, con excelentes accesos a través de la Avenida Valencia y la carretera N-340, que conecta con otras localidades cercanas y facilita la movilidad. Además, cuenta con una buena comunicación mediante transporte público, incluyendo líneas de autobús que conectan Torreblanca con otras zonas de Castellón y localidades cercanas. La estación de tren más cercana es la de Torreblanca, que ofrece servicios regulares hacia diferentes destinos. En la localidad de Torreblanca, los residentes pueden disfrutar de una amplia variedad de servicios como supermercados, restaurantes, centros educativos y oficinas bancarias. También se encuentran instalaciones deportivas y otros negocios comerciales que cubren las necesidades cotidianas. Entre los puntos de interés cercanos destacan las playas de Torreblanca, ideales para disfrutar del clima mediterráneo, así como el Parque Natural del Prat de Cabanes-Torreblanca, un espacio protegido que ofrece un entorno natural único para actividades al aire libre y el disfrute de la biodiversidad. Con nuestros servicios podrá encontrar la casa que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

1962

Energy rating

D

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
0961703BE6506D0001GG
Cadastral area
236 m²
Year built
1962
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 762 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

43/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 233.00m² en Torreblanca a 146€/m² (mediana zona 1004€/m², delta -85.5%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 173 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Descuento del -85.5% frente a la mediana zonal (1004€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −737 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Torreblanca, Castellón

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-85.5%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,005 /m²
This asset
€146 /m²
Samples
208
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€34,000
Transfer tax (ITP) 10% — Comunitat Valenciana€3,400
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€38,700

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
18 Sept 2026
€40,100arrow_forward€34,000-15.21%

Listing intel

SourceSolvia
On the market sinceSept 2024 (762 days)
On Atalaya since29 Aug 2026
Last updated25 Oct 2026
See all bank-owned properties in Torreblanca

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing