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AtalayaAtalaya

Apartment in Dénia

Dénia, Alicante • Ref: #56047925

€240,000
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Size

47 m²

Price / m²

€5,072

Rooms

2

OccupancyOccupied · legal tenantDeduced by AI
41
Apartment in Dénia — Dénia
Photo: Solvia
1 / 24

AI visual analysis

Automated analysis · physical condition

24 of 24 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Salon: Espacio amplio y luminoso con suelos de marmol en buen estado, aunque se observa una hoja de puerta desmontada apoyada en la pared.
  • •Cocina: Mobiliario completo con encimera de granito y electrodomesticos basicos funcionales, con espacio previsto bajo encimera.
  • •Bano: Se vislumbra parcialmente un mueble de lavabo contemporaneo y sanitarios en estado operativo.
  • •Fachada: Edificio residencial plurifamiliar moderno y bien conservado con cerramientos exteriores correctos.

Description

Apartamento de 2 dormitorios en Dénia, Alicante. Situado a solo 2 minutos de la playa y del puerto deportivo, esta vivienda de segunda mano y 47 m² ofrece buena conexión por transporte público como el tranvía con la línea 9 o por transporte privado con fácil acceso a la CV-7301, CV-723 y a la CV-725. Su cercanía a instituto, centro deportivo, polideportivo, cafeterías, restaurantes, supermercados, centro de salud, hospitales, así como lugares de interés turístico y cultural como el Castillo de Denia y el Museo Arqueológico la convierten en una propuesta inteligente a un precio accesible. La vivienda se encuentra en la segunda planta de un edificio construido en 2005 con amplias zonas comunes con piscina y jardines y con una superficie de 47 m² se compone de salón-comedor, cocina americana amueblada y equipada con horno, placa vitrocerámica y extractor de humos, 1 dormitorio con armario empotrado, 1 baño y 1 balcón. La vivienda dispone de una plaza de garaje de 8 m² ubicado en la planta sótano del mismo edificio. Por todo ello, esta vivienda representa una oportunidad para entrar a vivir.

Characteristics

Bathrooms

1

Elevator

Yes

Year built

2005

Pool

Yes

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

F

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 47.32 m² but the cadastre records 68 m² (+44%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
8339610BD4083N0041QR
Cadastral area
68 m²
Year built
2005
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 2614 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

41/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
12/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
1/15

Vivienda de 47.32m² en Dénia a 5072€/m² (mediana zona 2676€/m², delta +89.5%). Buen Estado. Posesión con inquilino legal. Zona muy_baja, más de 2 años sin vender.

Strengths

  • +Estado habitable sin reforma inmediata

Risks

  • −Precio +89.5% por encima de mediana zonal
  • −2589 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Dénia, Alicante

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

+89.5%Above anchor
Scope
Municipality (MITMA)
Zone median
€2,676 /m²
This asset
€5,072 /m²
Samples
285
Period
Q4-2025
Source
MITMA

vs other bank assets

+149.7%Above anchor
Scope
City
Zone median
€2,031 /m²
This asset
€5,072 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€240,000
Transfer tax (ITP) 10% — Comunitat Valenciana€24,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€840
Estimated total investment€265,840

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
1 Aug 2026
€224,000arrow_forward€240,000-7.14%

Listing intel

SourceSolvia
On the market sinceAug 2019 (2614 days)
On Atalaya since12 May 2026
Last updated25 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing