AtalayaAtalaya

Apartment in Granada

Calle De la Consolación Nº 4, 9º e

Chana, Granada • Auction • Ref: #555536F9

€274,542
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Size

87 m²

OccupancyOccupied · type to verify
34
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

Description

URBANA: NUMERO CINCUENTA Y UNO.- Piso del tipo E, situado en la planta décima del edificio, novena de pisos, integrado en el portal uno, del edificio en Granada, sin número de orden, en calle oficial de nueva apertura hoy llamada Virgen de la Consolación, número cuatro, perpendicular a la autopista de Granada-Badajoz, y a calle particular de nueva apertura, tiene una superficie útil de sesenta y siete metros sesenta y cinco decímetros, cuadrados y construida de ochenta y seis metros sesenta y nueve decímetros cuadrados. Linda, teniendo en cuenta su puerta particular de entrada: al frente, pasillo de entrada a los pisos y aires del patio de luces; Derecha, piso del tipo D); izquierda, piso del tipo A, del portal Dos; y espalda, aires de la finca de don Nicolás Osuna García, destinado a vivienda y se compone de varias dependencias y servicios. Cuotas: general, setecientas seis milésimas por ciento; particular, dos enteros dos milésimas por ciento. FINCA REGISTRAL NÚMERO 22.745 DE GRANADA del Registro de la Propiedad nº 2 de Granada.

Legal & cadastral analysis

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Legal analysis (AI)

Ocupaciónocupada
Desahucio necesario
Cargas (€)€191,717
Detalle cargasHIPOTECA: 175.557 euros de principal, 17.467,93 euros de intereses. EMBARGO JUDICIAL: 16.160,23 euros de principal, 4.700 euros de intereses y costas.
Hipoteca€193,025
Embargos€20,860
Puja mínima€274,542
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, embargo, anotacion_preventiva
Análisis riesgoLa propiedad está ocupada por la parte ejecutada como vivienda habitual, lo que puede complicar el desalojo. Además, existen múltiples cargas, incluyendo una hipoteca y un embargo judicial, lo que aumenta la complejidad del proceso.

How to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

34/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
10/20
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
5/15
BOE bonus
3/6

Subasta BOE en Granada a 274,542€. Sin tasación de referencia publicada. Posesión con ocupación a verificar. Subasta cierra en 12 días.

Strengths

  • +Subasta inminente: cierre en 12 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal

Risks

  • −Precio +28.4% por encima de mediana zonal
  • −Ocupación judicial sin detalle: verificar in situ antes de pujar
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Chana, Granada, Granada

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

+28.4%Above anchor
Scope
Neighbourhood
Zone median
€2,467 /m²
This asset
€3,167 /m²
Period
junio 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€274,542
Transfer tax (ITP) 7% — Andalucía€19,218
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€961
Estimated total investment€295,721

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 28 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (17 days)
On Atalaya since8 Sept 2026
Last updated8 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing