AtalayaAtalaya

Apartment in Altafulla

Calle Coma, 9

Altafulla, Tarragona • Ref: #5492C219

€188,600
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Size

170 m²

Price / m²

€1,109

Rooms

4

OccupancyOccupied · no title
29
Calle Coma, 9 — Altafulla
Photo: holapisos

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Poor

Model observations

  • •Fachada: Presenta desgaste superficial en pintura, barandillas con algo de oxido y remates del muro exterior necesitados de mantenimiento.
  • •Exterior: Cerramiento de parcela y cancela funcional pero con signos evidentes de envejecimiento.
  • •Balcon: Pequeno balcon accesible mediante escalera exterior en estado operativo pero con acabados de origen.

Description

Vivienda ubicada en Altafulla, Tarragona, ideal para familias. Con una superficie de 170 m² construidos distribuidos en 4 habitaciones y 2 baños. Se encuentra cerca del centro de Altafulla. En sus alrededores encontramos la Escola d'adults, el Institut d'Altafulla y la Escola El Roquissar. El entorno ofrece colegios, transporte público y supermercados cercanos, proporcionando una vida cómoda y bien comunicada. Se trata de un entorno consolidado, con comercios de proximidad, mercados, cafeterías y restaurantes a pocos minutos. La zona dispone de plazas y espacios verdes, además de centros de salud, farmacias e instalaciones deportivas y culturales. Las paradas de autobús y las conexiones de transporte público permiten desplazarse con comodidad por el municipio y su área de influencia. Una opción muy interesante tanto para vivir como para invertir. Cuenta con fácil acceso a N-340, AP-7 y A-7. Una ubicación que ofrece una excelente calidad de vida y conectividad.

Characteristics

Bathrooms

2

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

Legal & cadastral analysis

expand_more

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
43012A00700021
Cadastral use
Agricultural

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

29/100

Confidence: Low

Score breakdown

Zone delta
0/30
Possession
2/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
Not assessable
—

Vivienda de 170.00m² en Altafulla a 1109€/m² (mediana zona 913€/m², delta +21.5%). Estado Mejorable. Posesión con ocupación irregular. Zona muy_baja, inventario reciente (3 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 861 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Risks

  • −Precio +21.5% por encima de mediana zonal
  • −Aliseda declara no tener posesión legal (señal de ocupación irregular)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Altafulla, Tarragona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+21.7%Above anchor
Scope
Province (MITMA)
Zone median
€911 /m²
This asset
€1,109 /m²
Samples
868
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€188,600
Transfer tax (ITP) 10% — Cataluña€18,860
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€660
Estimated total investment€209,120
Estimated refurbishment (state: mejorable)€68,000 – €119,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceOct 2026 (10 days)
On Atalaya since26 Oct 2026
Last updated1 Nov 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing