AtalayaAtalaya

House in Villarrubia de los Ojos

Calle Río Tajo

Villarrubia de los Ojos, Ciudad Real • Ref: #5311FE26

€120,000
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Size

247 m²

Price / m²

€486

Rooms

2

OccupancyVacant
53
Calle Río Tajo — Villarrubia de los Ojos
Photo: Solvia
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Cocina: Mobiliario mínimo consistente en un único fregadero exento, paredes con pintura deteriorada y suelos envejecidos.
  • •Bano: Sanitarios básicos con azulejos antiguos, desprendimientos en el revestimiento de la pared y bañera encastrada.
  • •Exterior: Patio y medianeras con paramentos de mampostería y muros de ladrillo visto sin terminar o parcialmente derruidos.
  • •Fachada: Construcción en planta baja con rejas metálicas y carpinterías exteriores desgastadas.

Description

Casa adosada en venta situada en Villarrubia de los Ojos, Ciudad Real. Inmueble distribuido en una sola planta, con 2 dormitorio y 1 baño con una superficie de 185 m² construido sobre una parcela de 247 m². El terreno no edificado se destina a patio y descubiertos. El estado del inmueble requiere reformas. Situado en el núcleo urbano, la zona donde se encuentra, dispone de todo tipo de servicios básicos necesarios como, comercios, restaurantes, supermercados, centros educativos, etc. A pocos minutos a pie del ayuntamiento de la localidad y el centro de salud. Cuenta con buena accesibilidad privada a través de la CM-4120, que conecta con la N-401 u la A-43 por las que podrá desplazarse con facilidad a poblaciones cercanas. Con nuestros servicios podrá encontrar la vivienda que necesita. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

1975

Energy rating

E

Legal & cadastral analysis

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Cadastral data

straightenUnreconciled surface: the listing states 247 m² but the cadastre records 185 m² (-25%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
8214706VJ4481S0001LA
Cadastral area
185 m²
Year built
1975
Cadastral use
Residential

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1879 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

53/100

Confidence: High

Score breakdown

Zone delta
8/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
11/15

Vivienda de 247.00m² en Villarrubia de los Ojos a 486€/m² (mediana zona 513€/m², delta -5.3%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 10 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −1854 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Villarrubia de los Ojos, Ciudad Real

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+14.1%Above anchor
Scope
Province (MITMA)
Zone median
€426 /m²
This asset
€486 /m²
Samples
300
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€120,000
Transfer tax (ITP) 9% — Castilla-La Mancha€10,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€420
Estimated total investment€132,220

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceSept 2021 (1879 days)
On Atalaya since12 May 2026
Last updated24 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing