AtalayaAtalaya

Calle Música, 7

Almería, Almeria • House · Auction • Ref: #52A09AB1

€40,559
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Size

86 m²

OccupancyUnconfirmed
55
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

Urbana, casa sita en la calle Música, número siete, catastralmente número nueve, de esta Ciudad. Ocupa una superficie construida de ochenta y cinco metros, sesenta y dos decímetros, todos cuadrados. Linda: Frente o norte, calle de su situación; Fondo O Sur, casa de la estamentaria de que procede; Izquierda saliendo o poniente, Doña Dolores Amarón y D. José Almanzora Martínez; Derecha saliendo o este, casa de D. Miguel Barbarin, hoy sus herederos.

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€32,000
Detalle cargasHIPOTECA de la inscripción 10ª, modificada y ampliada por la 11ª a favor de "MONTES DE PIEDAD Y CAJA DE AHORROS DE RONDA, CÁDIZ, ALMERÍA, MÁLAGA Y ANTEQUERA".
Hipoteca€32,000
Puja mínima€40,559
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca
Análisis riesgoExiste una hipoteca vigente y ampliada que es la carga principal. La ocupación es desconocida, lo que añade un riesgo moderado.

assignmentCadastral data

Cadastral ref.
7574116WF4777S0001QI
Cadastral area
80 m²
Year built
1930
Cadastral use
Residential

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

55/100

Confidence: Medium

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
Not assessable
—
BOE bonus
3/6

Subasta BOE en Almeria a 40,559€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 19 días.

trending_upStrengths

  • +Descuento del -67.5% frente a la mediana zonal (1456€/m²)
  • +Subasta inminente: cierre en 19 días, ventana de decisión limitada (presión vendedora)
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas

warningRisks

  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Almería, Almeria, Almería

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-67.5%Strong opportunity
Scope
Municipality
Zone median
€1,456 /m²
This asset
€474 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€40,559
Transfer tax (ITP) 7% — Andalucía€2,839
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€44,698

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 13 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (0 days)
On Atalaya since23 Sept 2026
Last updated23 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing