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AtalayaAtalaya

Apartment in Altea

Camí Del Algar

Altea, Alicante • Ref: #5291203F

€360,000
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Size

108 m²

Price / m²

€3,333

Rooms

3

OccupancyUnconfirmed
48
Camí Del Algar — Altea
Photo: Solvia
1 / 28

AI visual analysis

Automated analysis · physical condition

28 of 28 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Salon: Amplio, con suelo laminado de madera en buen estado y acceso directo al exterior.
  • •Pasillo: Paredes con papel pintado y pintura en correcto estado de conservacion, bien iluminado.
  • •Terraza: Espacio exterior funcional con barandilla metalica y vistas despejadas al entorno.

Description

Descubre la mejor oferta inmobiliaria en Pisos de Particulares en Altea con Solvia. La mejor selección de viviendas de segunda mano particular en venta, para que encuentres la casa que estás buscando. Descubre este acogedor apartamento con plaza de garaje, situado en una de las zonas más agradables de Altea, un lugar perfecto para disfrutar del estilo de vida mediterráneo durante todo el año. La vivienda cuenta con 109 m², distribuidos de forma cómoda y funcional para aprovechar al máximo cada espacio. Dispone de un luminoso salón-comedor, cocina independiente, dormitorios amplios y una agradable terraza donde relajarse y disfrutar del excelente clima de la Costa Blanca. Ubicado en un entorno tranquilo y bien comunicado, con todos los servicios cerca: supermercados, comercios, restaurantes y a pocos minutos del centro y de las playas de Altea. Este inmueble ofrece una magnífica oportunidad tanto como residencia habitual, segunda vivienda o inversión con alta rentabilidad en una de las localidades más demandadas de la provincia de Alicante. Excelente ubicación y muy luminoso, ideal como inversión o vivienda vacacional. Vive el encanto de Altea, entre el mar y la montaña, en un hogar con infinitas posibilidades. Grandes oportunidades en venta de viviendas de segunda mano en Altea con Solvia. Esta publicación se realiza a instancias de un Comercializador de SOLVIA. SOLVIA no participa de la intermediación, ni se responsabiliza de la veracidad de los datos e información publicada a instancias del Comercializador.

Characteristics

Bathrooms

2

Year built

2009

Air conditioning

Yes

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 108 m² but the cadastre records 121 m² (+12%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
7174804YH5777S0053JZ
Cadastral area
121 m²
Year built
2009
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

48/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 108.00m² en Altea a 3333€/m² (mediana zona 1559€/m², delta +113.8%). Buen Estado. Posesión libre. Zona muy_baja, 110 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 1015 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −Precio +113.8% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Altea, Alicante

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+128.1%Above anchor
Scope
Province (MITMA)
Zone median
€1,461 /m²
This asset
€3,333 /m²
Samples
1135
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€360,000
Transfer tax (ITP) 10% — Comunitat Valenciana€36,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,260
Estimated total investment€398,260

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJun 2026 (136 days)
On Atalaya since13 Sept 2026
Last updated25 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing