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AtalayaAtalaya

House in Calasparra

Los Milicianos, Calasparra, Murcia • Ref: #521CAC94

€35,000
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Size

30 m²

Price / m²

€1,167

Rooms

4

OccupancyVacant
35
House in Calasparra — Los Milicianos, Calasparra
Photo: Solvia
1 / 26

AI visual analysis

Automated analysis · physical condition

26 of 26 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •El salon presenta paredes con pintura descascarillada y el suelo cubierto de escombros y suciedad.
  • •La cocina está destripada, con muebles incompletos y sin electrodomésticos, y el suelo sucio.
  • •Los dormitorios muestran paredes con pintura deteriorada y suelos sucios, indicando necesidad de reforma.

Description

Vivienda unifamiliar de dos plantas, situada en la pedanía de Los Milicianos (Calasparra). La distribución de la vivienda es la siguiente: planta baja con salón-comedor, cocina, baño, dos dormitorios, lavadero y patio. La planta alta esta distribuida en dos dormitorios. Se trata de una magnifica oportunidad para inversores y personas que les guste tener una segunda vivienda para disfrutar de la tranquilidad de la zona.

Characteristics

Bathrooms

1

Elevator

No

Year built

1998

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Legal & cadastral analysis

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Cadastral data

straightenUnreconciled surface: the listing states 30 m² but the cadastre records 738 m² (+2360%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
1674401XH1217S0001ES
Cadastral area
738 m²
Year built
1998
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 980 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

35/100

Confidence: Low

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 30.00m² en Calasparra a 1167€/m² (mediana zona 451€/m², delta +158.8%). Requiere Reforma Integral. Posesión libre. Zona baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 20 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −Precio +158.8% por encima de mediana zonal
  • −947 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Los Milicianos, Calasparra, Murcia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+140.1%Above anchor
Scope
City
Zone median
€486 /m²
This asset
€1,167 /m²
Samples
20
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€35,000
Transfer tax (ITP) 8% — Murcia€2,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€39,100

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (980 days)
On Atalaya since12 May 2026
Last updated1 Nov 2026

Zone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing