AtalayaAtalaya

Apartment in Monforte del Cid

Monforte del Cid, Alicante • Ref: #5204717C

€140,000
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Size

116 m²

Price / m²

€1,207

Rooms

3

OccupancyUnconfirmed
53
Apartment in Monforte del Cid — Monforte del Cid
Photo: Diglo
1 / 12

AI visual analysis

Automated analysis · physical condition

12 of 12 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: edificio plurifamiliar de ladrillo caravista y revestimiento monocapa en estado aparente correcto.
  • •Salon: pavimento cerámico en buen estado, pero paredes con pintura desgastada y rozas o marcas pendientes de reparar.
  • •Cocina: mobiliario funcional y encimera de granito completa, aunque se observa una marca o mancha longitudinal en el falso techo.
  • •Bano: sanitarios y alicatado completos y en uso, requiriendo únicamente una actualización estética básica.

Description

"Gran oportunidad de comprar un piso de tres habitaciones en la localidad de Monforte del Cid en Alicante. No dejes pasar esta gran ocasión de adquirir en propiedad esta vivienda con una superficie de 117 m². tres habitaciones y dos cuartos de baño. Además, la ubicación de este piso es perfecta para aquellos que buscan un estilo de vida tranquilo, sin renunciar a la proximidad a la ciudad. Monforte del Cid se encuentra a pocos minutos de todo los servicios necesarios, lo que te permitirá disfrutar de ellos en cualquier momento. Si quieres ampliar información catastral consulta en catastro con la siguiente referencia 8800712YH9580N0037HK. ¿Te gustaría tener más información? No dudes en ponerte en contacto con nosotros. Visita sin compromiso, sin comisiones de intermediación. Más información rellenando el formulario de contacto. En Diglo estaremos encantados de atenderte. " Otras características Planta PB Calificación Energética E VPO Sí

Characteristics

Bathrooms

2

Year built

2010

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 116 m² but the cadastre records 161 m² (+39%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
8800712YH9580N0037HK
Cadastral area
161 m²
Year built
2010
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

53/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
Not assessable
—

Vivienda de 116.00m² en Monforte del Cid a 1207€/m². Sin referencia zonal. estado mejorable. Posesión desconocida. Zona muy_baja sin fecha de publicación fiable.

Risks

  • −Sin referencia zonal disponible

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Monforte del Cid, Alicante

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-17.4%Good price
Scope
Province (MITMA)
Zone median
€1,461 /m²
This asset
€1,207 /m²
Samples
1139
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€140,000
Transfer tax (ITP) 10% — Comunitat Valenciana€14,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€490
Estimated total investment€155,490
Estimated refurbishment (state: mejorable)€46,500 – €81,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceDiglo
On Atalaya since15 Oct 2026
Last updated15 Oct 2026

Zone comparables

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View analysis

Aggregated data from public sources and servicer Diglo. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing