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AtalayaAtalaya

Avenida Ondara

Tàrrega, LleidaParkingRef: #50C4AD75

€6,300
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Size

35 m²

Price / m²

€180

OccupancyVacant
49
Avenida Ondara — Tàrrega
Photo: Solvia
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Promoción de viviendas de 2 y 3 dormitorios en Tàrrega, Lleida. Situadas en zona residencial a poco más de 500 metros del Ayuntamiento de la localidad. Cuentan con una superficie desde 64 m² distribuidos en salón-comedor, cocina amueblada y 1 o 2 baños completos. En función de su tipología disponen de amplias terrazas de hasta 80 m². Están equipadas con campana extractora, vitrocerámica, horno, suelos de parquet color nogal, doble acristalamiento, puertas de acceso blindadas, caldera de gas natural y calefacción mediante radiadores. Comercialización de plazas de garajes y trasteros en función de disponibilidad.

Characteristics

Elevator

Yes

Year built

2008

Pool

No

Garden

No

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 35 m² but the cadastre records 201 m² (+474%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4723214CG4142S0011SZ
Cadastral area
201 m²
Year built
2008
Cadastral use
Storage/parking (residential)

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 4402 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

49/100

Confidence: High

Score breakdown

Zone delta
2/30
Possession
20/20
Area demand
3/25
Legal liens
10/15
Zone liquidity
12/15

Parking de 35.00m² en Tàrrega a 180€/m² (mediana zona 241€/m², delta %). Estado Físico No Aplica (Clase No Residencial). Posesión libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 43 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 4401 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Tàrrega, Lleida

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-26.8%Strong opportunity
Scope
City
Zone median
€246 /m²
This asset
€180 /m²
Samples
44
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€6,300
Transfer tax (ITP) 10% — Cataluña€630
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€8,230

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceAug 2014 (4402 days)
On Atalaya since30 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing