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Apartment in Blanes

Calle Pablo Neruda, 11 Planta 2ª Puerta 3ª de Blanes

sa Maçaneda, Blanes, Girona • Auction • Ref: #4FF37567

€149,451
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Size

90 m²

Rooms

4

OccupancyUnconfirmed
27
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

Description

URBANA. NUMERO ONCE.- Vivienda en la planta SEGUNDA en alto, puerta TERCERA, del edificio en construcción, sito en Blanes, calle Pablo Neruda, sin número, esquina a la Avenida de Cataluña, con acceso por la primera nombrada. Ocupa una superficie útil de noventa metros cuadrados, y se compone de recibidor, paso, comedor-estar, cocina-lavadero, dos baños, cuatro dormitorios y cuatro terrazas

Characteristics

Bathrooms

2

Year built

1950

Legal & cadastral analysis

expand_more

Legal analysis (AI)

Ocupacióndesconocido
Cargas (€)€105,667
Detalle cargasHIPOTECA: 90152 EUR de principal, 13% de intereses ordinarios (18 meses), 13522 EUR de costas y gastos (240 meses). ANOTACIÓN DE EMBARGO ADMINISTRATIVO: 1566.79 EUR de principal, 311.14 EUR de recargo, 288.20 EUR de intereses de demora. ANOTACION PREVENTIVA DE EMBARGO ADMINISTRATIVO: 920.03 EUR de principal, 184.02 EUR de recargo, 307 EUR de costas, 97.79 EUR de intereses de demora.
Hipoteca€101,991
Embargos€3,675
Puja mínima€149,451
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, anotacion_preventiva, afeccion_fiscal, embargo
Análisis riesgoLa propiedad tiene múltiples cargas, incluyendo una hipoteca y dos embargos administrativos, lo que aumenta la complejidad y el riesgo de la adquisición. Además, la situación de ocupación es desconocida, lo que podría implicar la necesidad de un proceso de desalojo. Aunque es vivienda habitual, no se menciona vulnerabilidad.

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 90 m² but the cadastre records 507 m² (+463%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
2638801DG8123N
Cadastral area
507 m²
Year built
1950
Cadastral use
Healthcare & welfare

How to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

27/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
4/15
Zone liquidity
Not assessable
—

Subasta BOE en Blanes a 149,451€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 19 días.

Strengths

  • +Subasta inminente: cierre en 19 días, ventana de decisión limitada (presión vendedora)

Risks

  • −Documentación judicial aún sin parsear: cargas y procedimiento por confirmar
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

sa Maçaneda, Blanes, Girona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-22.1%Good price
Scope
Municipality
Zone median
€2,132 /m²
This asset
€1,661 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€149,451
Transfer tax (ITP) 10% — Cataluña€14,945
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€523
Estimated total investment€165,919

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 5 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (10 days)
On Atalaya since16 Sept 2026
Last updated18 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing