AtalayaAtalaya

Ptda Creu de Valls

Tarragona • Land • Ref: #4F8F6618

€158,000
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Size

15164 m²

Price / m²

€10

OccupancyVacant
58
Ptda Creu de Valls — Tarragona
Photo: Solvia
1 / 6

AI visual analysis

Automated analysis · physical condition

6 of 6 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Suelo no urbanizable en L´Oliva, Tarragona. Se trata de un lote formado por 5 fincas registrales, con una superficie total de 15164 m², tiene forma poligonal irregular y con ligera pendiente. Los terrenos que el POUM de 2013 clasificaba como suelo urbanizable delimitado, que no hayan adquirido la condición de suelo urbano en ejecución del planeamiento derivado y/o no cuentan con plan parcial aprobado con anterioridad a 2013 sin necesidad de desarrollar un plan especial urbanístico autónomo para posibilitar su ejecución. Estos terrenos se clasifican como suelo no urbanizable con la clave 39 de forma transitoria hasta la redacción y aprobación de un nuevo POUM que definirá su destino final en función del modelo territorial y de las necesidades de crecimiento de la ciudad. Con nuestros servicios podrá conocer las posibilidades reales de este suelo y valorar sus posibilidades de inversión. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
3148992CF5534N0001TU

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 2549 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

58/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
20/20
Zoning
15/25
Legal liens
10/15
Zone liquidity
10/15

Suelo urbanizable (uso residencial) de 15163.67m² en Tarragona a 10€/m² (mediana zona 83€/m², delta -88.0%). Posesión libre. Zona media, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -88.0% frente a la mediana zonal (83€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −2548 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Tarragona, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-96.0%Strong opportunity
Scope
City
Zone median
€250 /m²
This asset
€10 /m²
Samples
21
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€158,000
Transfer tax (ITP) 10% — Cataluña€15,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€553
Estimated total investment€175,353

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceSept 2019 (2549 days)
On Atalaya since13 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing