AtalayaAtalaya

Playa Moncofar

Moncofa, Castellón • Penthouse • Ref: #4F334A2F

€398,000
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Size

95 m²

Price / m²

€4,187

Rooms

3

OccupancyVacant
52
Playa Moncofar — Moncofa
Photo: Solvia
1 / 6

AI visual analysis

Automated analysis · physical condition

6 of 6 photos analyzed

Physical condition

Pristine

Photo quality

Good

Model observations

  • •Fachada: El edificio es de obra nueva con balcones modernos y acabados premium.
  • •Salon: El salón presenta un diseño moderno con mobiliario nuevo y vistas al mar.
  • •Cocina: La cocina está integrada y cuenta con electrodomésticos modernos y acabados de alta calidad.

descriptionDescription

Local y Pisos de obra nueva en Moncofa. Solvia cuenta con las mejores promociones de Pisos de Obra Nueva en venta, para que encuentres el que mejor se adapta a ti. Promoción de viviendas de obra nueva en Avda. Mare Nostrum, primera línea de Playa de Moncofar. La promoción dispone de 4 viviendas en planta, 1 vivienda en planta ático y un local comercial a pie de calle. Las viviendas son de 95,06 m² construidos y 81,37 m² útiles, de 2 ó 3 dormitorios, 2 cuartos de baño completos, cocinas abiertas al salón-comedor y terrazas de 20 m² con vistas al mar. Además, contarán con cuarto trastero en planta baja del edificio. Viviendas acabadas con primeras calidades y totalmente actuales. El local comercial -de 64,87 m² construidos y 58,76 m² útiles, es totalmente diáfano y preparado con salida de humos. Descubre Viviendas en venta en Moncofa con Solvia, la inmobiliaria con las mejores promociones de viviendas de Obra Nueva. Esta publicación se realiza a instancias de un Comercializador de SOLVIA. SOLVIA no participa de la intermediación, ni se responsabiliza de la veracidad de los datos e información publicada a instancias del Comercializador.

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
5898115YK4059N0001OM
Cadastral use
Urbanization works · undeveloped land

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

52/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
25/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 95.06m² en Moncofa a 4187€/m² (mediana zona 1003€/m², delta +317.4%). Estado Impecable. Posesión libre. Zona muy_baja, inventario reciente (1 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 161 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +Estado impecable: entrar a vivir sin obra
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −Precio +317.4% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Moncofa, Castellón

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+308.9%Above anchor
Scope
Province (MITMA)
Zone median
€1,024 /m²
This asset
€4,187 /m²
Samples
158
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€398,000
Transfer tax (ITP) 10% — Comunitat Valenciana€39,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,393
Estimated total investment€440,193

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceSept 2026 (8 days)
On Atalaya since17 Sept 2026
Last updated24 Sept 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing