AtalayaAtalaya

Office in Andoain

Andoain, Guipuzcoa • Ref: #4EFB0691

€129,000
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Size

84 m²

Price / m²

€1,536

OccupancyUnconfirmed
40
Office in Andoain — Andoain
Photo: Diglo
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta un aspecto general envejecido, con persianas y balcones que muestran signos de desgaste.
  • •Exterior: La planta baja del edificio parece ser un local comercial en desuso, con la entrada y las ventanas en mal estado.
  • •Interior: El interior del local comercial está completamente vacío y con acabados muy antiguos, incluyendo revestimientos de madera y suelos de mármol desgastados.
  • •Interior: Se aprecian elementos de una antigua barra y una escalera de madera, indicando la necesidad de una reforma integral.

Description

Gran oportunidad de comprar un local comercial en la localidad de Andoain en Guipúzcoa. con una superficie de 84 m². ¡Este local comercial podría ser el impulso que tu negocio necesita! Si quieres ampliar información catastral consulta en catastro con la siguiente referencia 3087113/ X//. ¿Te gustaría tener más información? No dudes en ponerte en contacto con nosotros. Visita sin compromiso, sin comisiones de intermediación. Más información rellenando el formulario de contacto. En Diglo estaremos encantados de atenderte. La operación de venta de este activo estará sujeta a IVA/IGIC. El Adquirente deberá cumplir los requisitos que exija la normativa aplicable para que la operación tribute por IVA/IGIC.

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

40/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Grade
Not assessable
—
Legal liens
7/15
Zone liquidity
5/15

Oficina grado unknown de 84.00m² en Andoain a 1536€/m² (mediana zona 621€/m², delta %). Posesión desconocida. Zona muy_baja sin fecha de publicación fiable.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 268 listings bancarios del mismo national — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Andoain, Guipuzcoa

Estimated acquisition costs

Asset price€129,000
Transfer tax (ITP) 4% — País Vasco€5,160
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€452
Estimated total investment€135,612

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceDiglo
On Atalaya since18 Sept 2026
Last updated23 Sept 2026

Zone comparables

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View analysis

Aggregated data from public sources and servicer Diglo. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing