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House in Torrevieja

Avenida Castuera (urb San Luis)

Torrevieja, Alicante • Ref: #4E7CC788

€160,000-42% vs area market
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Size

94 m²

Price / m²

€1,702

Rooms

4

OccupancyVacant
77
Avenida Castuera (urb San Luis) — Torrevieja
Photo: Solvia
1 / 7

AI visual analysis

Automated analysis · physical condition

7 of 7 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Cocina: Mobiliario antiguo con desgaste evidente, falta de horno y necesidad de renovacion de equipamiento.
  • •Bano: Sanitarios y alicatados antiguos pero enteros, con mueble bajo lavabo deteriorado en la base.
  • •Salon: Espacio amplio y despejado que requiere pintura y puesta a punto de tomas e instalacion electrica.
  • •Terraza: Zona cubierta y solarium en estado funcional, requiriendo repaso de pintura y mantenimiento general.

Description

Chalet adosado de 94 m² ubicado en Torrevieja, Alicante. Se trata de un chalet adosado de 94 m² distribuidos en salón-comedor, cocina, 4 dormitorios y 3 baños. El chalet adosado se sitúa en la urbanización San Luis, en la zona de El Chaparral, dentro del núcleo urbano de Torrevieja, teniendo buenos accesos por la CV-905 y la N-332. Dispone de comunicaciones mediante líneas de autobús urbano que conectan con el centro de Torrevieja, las zonas comerciales y los principales servicios de la localidad. En la zona podemos encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, centros de salud, oficinas bancarias y otros negocios comerciales. A pocos minutos de la Laguna Salada de Torrevieja, del Centro de Salud San Luis y del Hospital Universitario de Torrevieja. También cuenta con cercanía al Centro Comercial Habaneras y a las playas del municipio. Con nuestros servicios podrá encontrar el chalet adosado que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

3

Elevator

No

Year built

1998

Pool

No

Air conditioning

No

Heating

No

Garden

No

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 94 m² but the cadastre records 118 m² (+26%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
2406407YH0120N0002DQ
Cadastral area
118 m²
Year built
1998
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

77/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
Not assessable
—

Vivienda de 94.00m² en Torrevieja a 1702€/m² (mediana zona 2917€/m², delta -41.7%). Estado Mejorable. Posesión libre. Zona media, inventario reciente (0 días).

Strengths

  • +Descuento del -41.7% frente a la mediana zonal (2917€/m²)
  • +Solvia no marca ocupación y publica 6 fotos del interior

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Torrevieja, Alicante

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-41.8%Strong opportunity
Scope
Municipality
Zone median
€2,922 /m²
This asset
€1,702 /m²
Period
octubre 2026
Source
Idealista

vs other bank assets

-26.4%Strong opportunity
Scope
Postal code
Zone median
€2,313 /m²
This asset
€1,702 /m²
Samples
60
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€160,000
Transfer tax (ITP) 10% — Comunitat Valenciana€16,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€560
Estimated total investment€177,560
Estimated refurbishment (state: mejorable)€37,500 – €66,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceOct 2026 (9 days)
On Atalaya since2 Oct 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing