AtalayaAtalaya

Casa Independiente en Joan Verges

Fonollosa, Barcelona • House • Ref: #4E1CB0DE

€162,000
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Size

497 m²

Price / m²

€326

Rooms

4

OccupancyUnconfirmed
45
Casa Independiente en Joan Verges — Fonollosa
Photo: Hipoges
1 / 36

AI visual analysis

Automated analysis · physical condition

36 of 36 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR ¿Deseas convertir la casa de tus sueños en una realidad? ¡Esta es tu oportunidad! Les ofrecemos en exclusiva esta vivienda que puedes adquirir en propiedad, muy bien distribuido y con distintas dependencias, ofreciendo todo lo que necesitas para una vida cómoda y moderna. Desde el momento en que cruces la puerta de entrada, te sentirás acogido por su ambiente cálido, ubicado en Fonollosa, provincia de Barcelona. Es ideal para quienes buscan un hogar confortable en un entorno natural y acogedor. Cuenta con un luminoso salón-comedor, perfecto para disfrutar de momentos en familia y reuniones con amigos. Decorado con gusto y con materiales de alta calidad, este piso ofrece una experiencia de vida inmejorable. Situado en una zona residencial tranquila, este piso disfruta de una ubicación estratégica. A poca distancia, encontrarás supermercados, colegios, centros de salud y una variada oferta de tiendas y restaurantes. Además, la excelente conexión con las principales vías de acceso te permitirá llegar rápidamente a otras áreas de interés y sus alrededores. No dudes en ponerte en contacto con nosotros. Visita sin compromiso, sin comisiones de intermediación. Más información rellenando el formulario de contacto o por teléfono. Estaremos encantados de atenderte. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Elevator

No

Terrace

Yes

Parking

Yes

Year built

2001

Pool

No

Air conditioning

No

Heating

No

Storage room

Yes

Garden

Yes

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
5140758CG9254S

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

45/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
20/25
Legal liens
7/15
Zone liquidity
7/15

Vivienda de 497.00m² en Fonollosa a 326€/m² (mediana zona 3269€/m², delta -90.0%). Buen Estado. Posesión desconocida. Zona muy_baja, 123 días en mercado.

trending_upStrengths

  • +Descuento del -90.0% frente a la mediana zonal (3269€/m²)
  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Fonollosa, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-90.0%Strong opportunity
Scope
Province (MITMA)
Zone median
€3,269 /m²
This asset
€326 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-80.5%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,675 /m²
This asset
€326 /m²
Samples
3638
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€162,000
Transfer tax (ITP) 10% — Cataluña€16,200
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€567
Estimated total investment€179,767

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
29 Jul 2026
€169,100arrow_forward€162,000-4.2%

Listing intel

SourceHipoges
On Atalaya since8 May 2026
Last updated9 Sept 2026

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing