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AtalayaAtalaya

Land in Ferrol

Calle Alegre, s/n

Ferrol, A Coruña • Ref: #4E0640BA

€5,005
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Size

427 m²

Price / m²

€11

OccupancyVacant
55
Calle Alegre, s/n — Ferrol
Photo: aliseda
1 / 2

AI visual analysis

Automated analysis · physical condition

0 of 2 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

Description

Os presentamos esta parcela situada en Ferrol, La Coruña. Está situada en el centro de Ferrol. En sus alrededores encontramos escuelas, supermercados, bancos, bibliotecas, farmacias, oficinas de correos, centros deportivos y la estación de tren Ferrol. En términos de accesibilidad, la propiedad dispone de múltiples conexiones y cuenta con fácil acceso a E-1. En Aliseda Inmobiliaria tenemos la mayor oferta de inmuebles al mejor precio garantizado. Descubre nuestra amplia oferta inmobiliaria y no pierdas la oportunidad de encontrar el suelo que estás buscando para tu proyecto.

Characteristics

Floor

1

Elevator

No

Terrace

No

Parking

No

Year built

1945

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 427 m² but the cadastre records 48 m² (-89%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
1752019NJ6115S0002SD
Cadastral area
48 m²
Year built
1945
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 866 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

55/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Zoning
Not assessable
—
Legal liens
10/15
Zone liquidity
Not assessable
—

Suelo unknown (unknown) de 427.00m² en Ferrol a 11€/m². Sin referencia zonal. Posesión libre. Zona muy_baja, más de 2 años sin vender.

Strengths

  • +Aliseda declara el activo libre

Risks

  • −Sin referencia zonal específica para land en esta zona
  • −857 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ferrol, A Coruña

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-84.1%Strong opportunity
Scope
Province (MITMA)
Zone median
€69 /m²
This asset
€11 /m²
Samples
109
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€5,005
Transfer tax (ITP) 9% — Galicia€450
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€6,755

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceMay 2024 (866 days)
On Atalaya since1 Oct 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Ferrol by AI score

See all bank-owned properties in Ferrol

Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing