AtalayaAtalaya

Retail in Torredembarra

Avenida Catalunya

Torredembarra, Tarragona • Ref: #4D31D39F

€260,400
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Size

311 m²

Price / m²

€839

OccupancyVacant
69
Avenida Catalunya — Torredembarra
Photo: Solvia
1 / 33

AI visual analysis

Automated analysis · physical condition

33 of 33 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: Local comercial a pie de calle bajo soportales con carpintería de aluminio y grandes escaparates acristalados en estado funcional.
  • •Salon: Espacio interior diáfano tipo local u oficina con falso techo registrable y pavimentos que requieren limpieza profunda y renovación de pintura.
  • •Trastero: Zona auxiliar trasera con cerramiento metálico y suelos sucios que precisan puesta a punto.

Description

Local comercial compuesto por dos fincas registrales situado en la localidad de Torredembarra, provincia de Tarragona. Cuenta con una superficie total de 311 m². En sus inmediaciones dispone de todo tipo de comercios y servicios, como: centros de enseñanza, supermercados, farmacia, centro de salud, oficina de correos, instalaciones deportivas, transporte público y privado. Muy cerca de la plaça de la Font y a 10 minutos caminando de la estación de tren. La carretera nacional N-340, se encuentra a una distancia de 450 metros y esta vía permite una fabulosa comunicación con el resto de la población, carreteras, urbanizaciones y municipios de alrededor. Con los servicios de Solvia podrá encontrar el inmueble que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
5655820CF6556B

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 2599 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
Not assessable
—
Legal liens
10/15
Zone liquidity
8/15

Local comercial planta unknown de 310.55m² en Torredembarra a 839€/m² (mediana zona 428€/m², delta %). libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 214 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −2589 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Torredembarra, Tarragona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+71.2%Above anchor
Scope
City
Zone median
€490 /m²
This asset
€839 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€260,400
Transfer tax (ITP) 10% — Cataluña€26,040
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€911
Estimated total investment€288,351
Estimated refurbishment (state: mejorable)€124,000 – €217,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
13 May 2026
€281,000arrow_forward€260,400-7.33%

Listing intel

SourceSolvia
On the market sinceAug 2019 (2599 days)
On Atalaya since11 May 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing