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AtalayaAtalaya

Apartment in Barcelona

Barcelona • Ref: #4BD3674B

€310,000
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Size

62 m²

Price / m²

€5,008

Rooms

3

OccupancyVacant
57
Apartment in Barcelona — Barcelona
Photo: Solvia
1 / 19

AI visual analysis

Automated analysis · physical condition

19 of 19 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta un aspecto general aceptable, aunque se aprecian algunos toldos desgastados.
  • •Exterior: La calle está limpia y ordenada, con coches aparcados y árboles en buen estado.

Description

Vivienda situada en la Calle Ferrocarrils Catalans, en la localidad de Barcelona, en la provincia de Barcelona. La vivienda tiene una superficie construida de 72 m2 y está distribuida en un hall de entrada, que da acceso a una cocina independiente con salida a un patio de unos 6 m², y un pasillo que distribuye a un gran salón comedor, 3 dormitorios siendo una de ellas habitación doble, y 2 cuartos de baños completos. Se localiza en una zona consolidada con carácter urbano y residencial, situado a pocos minutos del centro de la población, rodeado por fincas de similares características. Dispone de equipamientos suficientes en el entorno como: médico-sanitario, docente, religioso, comercial, restaurantes. Cuenta con buenas comunicaciones con el resto de la localidad teniendo cerca parada de buses, las nuevas líneas de metro L9S y 10S, además de ferrocarriles catalanes. Buen acceso a través de carreteras principales que rodea al municipio y lo comunican con el resto de la provincia. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Energy rating

F

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
8194501DF2789C

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

57/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
12/15

Vivienda de 61.90m² en Barcelona a 5008€/m² (mediana zona 5048€/m², delta -0.8%). Estado Mejorable. Posesión libre. Zona alta, inventario reciente (16 días).

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar
  • +Zona de alta actividad con inventario fresco

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Barcelona, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-0.8%In line
Scope
Municipality
Zone median
€5,048 /m²
This asset
€5,008 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

+88.1%Above anchor
Scope
Postal code
Zone median
€2,662 /m²
This asset
€5,008 /m²
Samples
173
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€310,000
Transfer tax (ITP) 10% — Cataluña€31,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,085
Estimated total investment€343,085
Estimated refurbishment (state: mejorable)€25,000 – €43,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceAug 2026 (25 days)
On Atalaya since13 Sept 2026
Last updated25 Sept 2026

Zone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing