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Eladio Infantes

Villa Vieja, Algeciras, CádizRetailRef: #4A454818

€349,000
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Size

1564 m²

Price / m²

€223

OccupancyOccupied · no titleDeduced by AI
59
Eladio Infantes — Villa Vieja, Algeciras
Photo: Solvia
1 / 6

AI visual analysis

Automated analysis · physical condition

6 of 6 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Local comercial de grandes dimensiones distribuido en planta baja con una superficies útiles de 1.407,84 m² y una entreplanta de 766,38 m², situado en el Barrio de la Villa Vieja, del municipio de Algeciras en la provincia de Cádiz. Ubicado en la zona sur del casco urbano, en un edificio construido en el año 1975 de uso principal terciario, compuesto de tres plantas sobre rasante; planta baja destinada a acceso y local comercial y plantas altas a oficinas. El destino dominante de las construcciones existentes en la zona es el correspondiente a viviendas unifamiliares adosadas, por tratarse de un barrio residencial cercano al centro del casco urbano, destinadas a 1ª residencia. Desde el punto de vista cultural y monumental, nos situamos cerca del centro del casco urbano, por lo que se puede acceder a los equipamientos existentes en él con relativa facilidad. Uso anterior almacén + exposición + venta de materiales. Los accesos de la localidad son buenos, dado que aprovecha todo el entramado realizado en su término municipal debido al desdoble de la carretera N-340, con cinco accesos directos desde la misma. Además de contar con una red radial de autovías y carreteras que comunica con las localidades colindantes, cuenta asimismo con red urbana e interurbana de autobuses, taxis, estación de Renfe y puerto marítimo de pasajeros y mercancías. Los aeropuertos más cercanos son los de Gibraltar y Jerez de la Frontera.

Characteristics

Bathrooms

2

Elevator

No

Year built

1975

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 804 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

59/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
2/20
Retail location
20/25
Legal liens
10/15
Zone liquidity
9/15

Local comercial planta calle, multi-planta de 1563.57m² en Algeciras a 223€/m² (mediana zona 462€/m², delta -51.7%). con ocupación irregular. Zona baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 10 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

location_off

Score moderated · working-class neighborhood

The municipal median overstates the real discount in this barrio. We've capped the zone-discount component at 19/30 to avoid surfacing illiquid assets as opportunities.

Barrio de la Villa Vieja

trending_upStrengths

  • +Descuento del -51.7% frente a la mediana zonal (462€/m²)

warningRisks

  • IA detectó: El inmueble se encuentra ocupado ilegalmente por terceros
  • 803 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Villa Vieja, Algeciras, Cádiz

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-69.1%Strong opportunity
Scope
Province (MITMA)
Zone median
€721 /m²
This asset
€223 /m²
Samples
37
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€349,000
Transfer tax (ITP) 7% — Andalucía€24,430
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,222
Estimated total investment€375,652

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJun 2024 (804 days)
On Atalaya since13 May 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing