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House in Torrevieja

Torrevieja • Ref: #48B8E80A

€392,000-29% vs area market
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Size

190 m²

Price / m²

€2,063

Rooms

3

OccupancyUnconfirmed
59
House in Torrevieja — Torrevieja
Photo: Cimenta2
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AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La pintura de la fachada principal está en buen estado, pero la valla perimetral presenta grafitis y desgaste.
  • •Exterior: El muro exterior muestra signos de deterioro y grafitis, lo que indica falta de mantenimiento.
  • •Exterior: La puerta de acceso a la propiedad parece ser metálica y está en buen estado general.

Description

Vivienda ubicada en la zona C de la urbanización conocida como Torreta Florida, La vivienda ocupa la finca una superficie de 80,56 m2. Su superficie construida es de 244,66 m2. Consta: De planta semisótano, que se destina a garaje, con entrada por la calle Clarín, y con una superficie construida de 96,62 m2 Planta baja y primera planta alta, en la que se forma la vivienda propiamente dicha, con una superficie construida de 148 m2, distribuidos en varias dependencias. Y por último, la planta de cubierta -cuya superficie no computa a efectos urbanísticos-, en parte con teja curva y en otra parte con cubierta plana en la que se ha previsto un solarium con una superficie de unos 16 m2, aproximadamente. Le corresponde además el espacio de terreno existente al frente, a la derecha y al fondo de la vivienda, según se mira desde la calle Clarín, con una superficie de 331,85 m2, que se destina a zona ajardinada y acceso de vehículos a la planta de semisótano.

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

59/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
10/15

Vivienda de 190.04m² en Torrevieja a 2063€/m² (mediana zona 2917€/m², delta -29.3%). Estado Mejorable. Posesión desconocida. Zona media, inventario reciente (16 días).

Strengths

  • +Descuento del -29.3% frente a la mediana zonal (2917€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Torrevieja

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-29.3%Strong opportunity
Scope
Municipality
Zone median
€2,917 /m²
This asset
€2,063 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

+6.2%Above anchor
Scope
City
Zone median
€1,942 /m²
This asset
€2,063 /m²
Samples
137
Source
Atalaya (bank inventory)

Listing intel

SourceCimenta2
On the market sinceSept 2026 (24 days)
On Atalaya since16 Sept 2026
Last updated25 Sept 2026

Zone comparables

Top 5 similar properties in Torrevieja by AI score

Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing