AtalayaAtalaya

Avenida De Colon 2 Bis

26003, La Rioja • House · Auction • Ref: #48AFD39F

€443,792
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Size

97 m²

OccupancyUnconfirmed
27
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

NÚMERO DOS.- Local comercial en planta baja, a la izquierda del portal según se entra. Ocupa una superficie útil de 97,22 m2 y linda: frente, Avda. del Colón, escalera y portal, derecha entrando, portal; izquierda casa nº 2 bis de Avenida de Colón; y fondo, casa 28 y 30 de Avenida de la Paz. Cuota de participación en el inmueble 6%. Inscripción: Registro de la Propiedad nº 4 de Logroño, libro 932, folio 104, finca número 1903, inscripción 3ª Referencia catastral: 6117112WN4061N0002BE.

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€55,159
Detalle cargasHipoteca a favor de CAJA DE AHORROS DE VALENCIA CASTELLON Y ALICANTE por un principal de 55.159,00 euros; Intereses ordinarios: de 2 años al tipo máximo del 4,25 por ciento anual; Intereses de demora: de 3 años al tipo máximo del 10,25 por ciento anual; de 13.789,75 euros de costas y gastos. de 1.103,18 euros para gastos extrajudiciales. El plazo de duración es de 15 años, hasta el cinco de marzo de dos mil veinticinco fecha de vencimiento. Se valora a efectos de subasta en 164.457,63 euros. Inscripción 3ª de fecha trece de abril de dos mil diez.
Hipoteca€55,159
Puja mínima€164,458
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca, servidumbre, afeccion_fiscal
Análisis riesgoLa propiedad tiene una hipoteca como carga principal y se desconoce la situación posesoria, lo que añade un riesgo moderado al proceso de adquisición.

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

27/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
4/15
Zone liquidity
Not assessable
—

Subasta BOE en 26003 a 443,792€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 19 días.

trending_upStrengths

  • +Subasta inminente: cierre en 19 días, ventana de decisión limitada (presión vendedora)

warningRisks

  • −Documentación judicial aún sin parsear: cargas y procedimiento por confirmar
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

26003, La Rioja
map

Coordinates unavailable

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+210.5%Above anchor
Scope
Province (MITMA)
Zone median
€1,470 /m²
This asset
€4,565 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€443,792
Transfer tax (ITP) 7% — La Rioja€31,065
Notary (est.)€666
Land Registry (est.)€444
Admin agency (est.)€1,553
Estimated total investment€477,520

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 14 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceAug 2026 (6 days)
On Atalaya since26 Aug 2026
Last updated26 Aug 2026

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing