AtalayaAtalaya

Calle Centauro - Urb Riviera del Sol -

Mijas, Málaga • Studio • Ref: #474EF509

€230,000
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Size

53 m²

Price / m²

€4,348

Rooms

1

OccupancyOccupied · legal tenantDeduced by AI
43
Calle Centauro - Urb Riviera del Sol - — Mijas
Photo: Solvia
1 / 31

AI visual analysis

Automated analysis · physical condition

31 of 31 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Estudio de 53 m² de 1 estancia, ubicado en la localidad de Mijas, provincia de Málaga. Construido en 1990, este estudio, se localiza en urbanización tranquila con piscina y zonas ajardinadas. Dispone de una superficie útil de aproximada de 53 m² y se distribuye en una sola estancia con salón-comedor con cocina abierta, amueblada y equipada con horno, vitrocerámica y campana extractora, dormitorio y 1 baño. La vivienda tiene una terraza de 13 m² con vistas al mar. Buenas comunicaciones mediante autobuses, con paradas a pocos minutos con la línea M-119 y por carretera, a través de la autopista AP-7 y la autovía A-7. Zona con todos los equipamientos, centro de salud, restaurantes, club deportivo, supermercado, la playa, etc. Con nuestros servicios podrá encontrar la vivienda que necesita. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

Yes

Year built

1990

Pool

Yes

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

C

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
7506232UF4470N0003ME
Cadastral area
53 m²
Year built
1990
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 288 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

43/100

Confidence: Medium

Score breakdown

Zone delta
0/30
Possession
Not assessable
—
Physical state
20/25
Legal liens
10/15
Zone liquidity
Not assessable
—

Vivienda de 52.90m² en Mijas a 4461€/m² (mediana zona 3277€/m², delta +36.1%). Buen Estado. Posesión desconocida. Zona baja, 204 días en mercado.

trending_upStrengths

  • +Estado habitable sin reforma inmediata

warningRisks

  • −Precio +36.1% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Mijas, Málaga

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+7.0%Above anchor
Scope
Municipality
Zone median
€4,063 /m²
This asset
€4,348 /m²
Period
septiembre 2026
Source
Idealista

account_balancevs other bank assets

+32.8%Above anchor
Scope
Postal code
Zone median
€3,274 /m²
This asset
€4,348 /m²
Samples
30
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€230,000
Transfer tax (ITP) 7% — Andalucía€16,100
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€805
Estimated total investment€247,905

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
23 Sept 2026
€236,000arrow_forward€230,000-2.54%

Listing intel

SourceSolvia
On the market sinceDec 2025 (288 days)
On Atalaya since15 Apr 2026
Last updated24 Sept 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing