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Piso en Victor Romanos

Fuenmayor, La Rioja • Apartment • Ref: #471EA138

€84,000-55% vs area market
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Size

126 m²

Price / m²

€667

Rooms

4

OccupancyUnconfirmed
52
Piso en Victor Romanos — Fuenmayor
Photo: Hipoges
1 / 13

AI visual analysis

Automated analysis · physical condition

13 of 13 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Excelente oportunidad para adquirir esta vivienda, para reformar, luminosa y acogedora, con una distribución óptima que incorpora amplios ventanales para una entrada generosa de luz natural, creando una sensación de amplitud y calidez en cada uno de sus espacios y habitaciones, ubicada en la encantadora localidad de Fuenmayor, en la provincia de La Rioja. Forma parte de un edificio residencial, situado en un entorno urbano que ofrece comodidad y fácil acceso a servicios esenciales. Fuenmayor, en La Rioja, dispone de un consultorio médico que ofrece atención primaria y servicios de enfermería, con un nuevo centro de salud proyectado para ampliar la cobertura. En educación cuenta con colegio e instituto que imparten enseñanzas básicas y medias, además de actividades formativas complementarias. Su comercio local es variado, con tiendas, hostelería y servicios de proximidad que dinamizan la economía. Su principal ventaja es la cercanía a la capital riojana, con excelentes conexiones por carretera y tren, lo que facilita el acceso a empleo, estudios y servicios regionales. No dudes en ponerte en contacto con nosotros. Más información rellenando el formulario de contacto o por teléfono. Estaremos encantados de atenderte. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

3

Floor

3

Elevator

No

Terrace

No

Parking

No

Year built

1978

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
6317101WN3061N

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

52/100

Confidence: Medium

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
0/15

Vivienda de 126.00m² en Fuenmayor a 667€/m² (mediana zona 1470€/m², delta -54.6%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, inventario reciente (64 días).

trending_upStrengths

  • +Descuento del -54.6% frente a la mediana zonal (1470€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Fuenmayor, La Rioja

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-54.6%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,470 /m²
This asset
€667 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+124.6%Above anchor
Scope
Province (MITMA)
Zone median
€297 /m²
This asset
€667 /m²
Samples
108
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€84,000
Transfer tax (ITP) 7% — La Rioja€5,880
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€91,180

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since7 Jul 2026
Last updated9 Sept 2026

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing