AtalayaAtalaya

Vpo Ant 78 Piso en Cl Balaguer, Tarragona

Torreforta, Tarragona • Apartment • Ref: #464B1FE2

€34,500
open_in_newView original listing

Size

76 m²

Price / m²

€454

Rooms

2

OccupancyUnconfirmed
73
Vpo Ant 78 Piso en Cl Balaguer, Tarragona — Torreforta, Tarragona
Photo: Cimenta2
1 / 4

AI visual analysis

Automated analysis · physical condition

4 of 4 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: Los edificios muestran signos de desgaste y suciedad.
  • •Exterior: Las calles tienen coches aparcados y el mobiliario urbano parece antiguo.
  • •Balcon: Algunos balcones tienen ropa tendida y cerramientos envejecidos.

descriptionDescription

Piso situado en la primera planta de un edificio residencial de tres alturas, en el barrio de Torreforta, Tarragona, en la calle Balaguer. La vivienda cuenta con una superficie aproximada de 76 m² construidos y está ubicada en un entorno urbano residencial consolidado, con edificaciones de tipología similar y buena conexión con las principales vías de acceso a la ciudad. El edificio fue construido en 1978 y no dispone de ascensor. Una opción interesante como vivienda habitual o inversión.

Characteristics

Bathrooms

1

Elevator

No

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
0634420CF5503D

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

73/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
11/15

Vivienda de 76.00m² en Tarragona a 454€/m² (mediana zona 1412€/m², delta -67.8%). Estado Mejorable. Posesión desconocida. Zona media, 119 días en mercado.

trending_upStrengths

  • +Descuento del -67.8% frente a la mediana zonal (1412€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Torreforta, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-67.8%Strong opportunity
Scope
Neighbourhood
Zone median
€1,412 /m²
This asset
€454 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-58.1%Strong opportunity
Scope
City
Zone median
€1,083 /m²
This asset
€454 /m²
Samples
100
Source
Atalaya (bank inventory)

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
12 Jun 2026
€41,700arrow_forward€34,500-17.27%

Listing intel

SourceCimenta2
On the market sinceMay 2026 (120 days)
On Atalaya since13 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing