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Apartment in Alhama de Murcia

Calle Juan de Austria

Alhama de Murcia, Murcia • Ref: #4636A895

€613,000
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Size

492 m²

Price / m²

€1,246

Rooms

2

OccupancyUnconfirmed
50
Calle Juan de Austria — Alhama de Murcia
Photo: Solvia
1 / 17

AI visual analysis

Automated analysis · physical condition

17 of 17 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Salon: Espacioso, con suelos ceramicos en buen estado de conservacion y paredes recien pintadas.
  • •Cocina: Totalmente equipada con electrodomesticos funcionales, alicatado conservado y encimera en buen estado aunque falta instalar el grifo del fregadero.
  • •Dormitorio: Estancias amuebladas, limpias y listas para habitar sin signos de danos ni humedades aparentes.

Description

Pisos de obra nueva en Alhama de Murcia. Solvia cuenta con las mejores promociones de Pisos de Obra Nueva, en venta, para que encuentres el que mejor se adapta a ti. Solvia comercializa en exclusiva un edificio en Alhama de Murcia que consta de 6 viviendas de 1, 2 y 3 dormitorios, 6 trasteros y 3 plazas de garaje. El edificio, en las zonas comunes, dispone de ascensor y escalera para comunicar el sótano y el resto de las plantas superiores con parada en la azotea. La planta baja dispone de zonas comunes interiores y acceso a una vivienda. Las plantas 1ª y 2ª tienen tres viviendas cada una. En la planta tercera se distribuyen 7 trasteros, situados bajo la cubierta inclinada. También hay acceso a las terrazas comunitarias. Una gran oportunidad de inversión en rentabilidad, en una zona muy bien comunicada, a tan solo 30 km. de Murcia. Descubre viviendas en venta en Alhama de Murcia con Solvia, la inmobiliaria con las mejores promociones de viviendas de Obra Nueva. Esta publicación se realiza a instancias de un Comercializador de SOLVIA. SOLVIA no participa de la intermediación, ni se responsabiliza de la veracidad de los datos e información publicada a instancias del Comercializador.

Characteristics

Bathrooms

2

Elevator

Yes

Year built

2019

Legal & cadastral analysis

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Cadastral data

straightenUnreconciled surface: the listing states 492 m² but the cadastre records 127 m² (-74%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9008901XG3990G0002BF
Cadastral area
127 m²
Year built
2019
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 256 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

50/100

Confidence: Low

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
3/15

Vivienda de 492.00m² en Alhama de Murcia a 1246€/m² (mediana zona 761€/m², delta +63.7%). Buen Estado. Posesión libre. Zona muy_baja, 246 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 5 listings bancarios del mismo postal — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −Referencia zonal poco fiable (fuente internal, n=5)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Alhama de Murcia, Murcia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+68.4%Above anchor
Scope
Postal code
Zone median
€740 /m²
This asset
€1,246 /m²
Samples
6
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€613,000
Transfer tax (ITP) 8% — Murcia€49,040
Notary (est.)€920
Land Registry (est.)€613
Admin agency (est.)€2,146
Estimated total investment€665,719

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJan 2026 (256 days)
On Atalaya since13 Sept 2026
Last updated9 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing