AtalayaAtalaya

Calle Sebastián de Eslava

La Bresca, Málaga • Apartment • Ref: #460C75B5

€230,000
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Size

53 m²

Price / m²

€4,354

Rooms

1

OccupancyVacant
56
Calle Sebastián de Eslava — La Bresca, Málaga
Photo: Solvia
1 / 16

AI visual analysis

Automated analysis · physical condition

16 of 16 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Pisos de 1 dormitorio situados en Málaga. Situados en el barrio La Bresca perteneciente al distrito Bailén-Miraflores con todos los servicios y ofrecen muy buena conexión tanto por transporte público (autobús líneas 15, 18, N2 y la estación de tren a 2 kilómetros), como privado y fácil acceso a la carretera nacional N-340. Se encuentran próximas a colegios, organismos públicos, parques, centros deportivos, supermercados, cafeterías, centro de salud, farmacias, el puerto y la playa de La Malagueta a 2 kilómetros. Las viviendas pertenecen a un edificio construido en 2007, disponen de unas superficies de 53 m² y 58 m² y se distribuyen en salón-comedor, 1 dormitorio con armario empotrado, cocina con barra americana y 1 baño amueblado. Con nuestros servicios podrá encontrar la vivienda que necesita. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

Yes

Year built

2007

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

D

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 52.82 m² but the cadastre records 79 m² (+50%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
1858212UF7615N0002WJ
Cadastral area
79 m²
Year built
2007
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 3021 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

56/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
9/15

Vivienda de 52.82m² en Málaga a 4354€/m² (mediana zona 3301€/m², delta +31.9%). Buen Estado. Posesión libre. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −Precio +31.9% por encima de mediana zonal
  • −3020 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

La Bresca, Málaga, Málaga

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+31.9%Above anchor
Scope
District
Zone median
€3,301 /m²
This asset
€4,354 /m²
Period
abril 2026
Source
Idealista

account_balancevs other bank assets

+34.8%Above anchor
Scope
Postal code
Zone median
€3,230 /m²
This asset
€4,354 /m²
Samples
28
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€230,000
Transfer tax (ITP) 7% — Andalucía€16,100
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€805
Estimated total investment€247,905

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMay 2018 (3021 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing