AtalayaAtalaya

Finca Rústica en Rio Bermuza

Canillas de Aceituno, Málaga • Land • Ref: #45FD862D

€109,000
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Size

320 m²

Price / m²

€341

OccupancyUnconfirmed
19
Finca Rústica en Rio Bermuza — Canillas de Aceituno
Photo: Hipoges
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Inmueble sin posesión y sin acceso al interior. Las fotografías del interior y las características del activo, pueden no ajustarse al estado actual. NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Suelo rústico ubicado en el término municipal de Canillas de Aceituno, Málaga. Bien ubicado y con buenos accesos. -Finca rústica con aprovechamiento de labor secano, labor regadío y olivar secano, muy próxima a casco urbano. -Polígono regular con topografía ondulada -Buena estructura del terreno con relieve plano -Goza de una buena permeabilidad sin peligro de encharcamiento. -Presenta cubierta vegetal sin pedregosidad -Textura del terreno, franco arenoso -Con una fertilidad media y una pendiente sensiblemente horizontal -Referencia catastral, 0113001VF0801S0001YY Canillas de Aceituno es un pueblo blanco andaluz situado en la comarca de la Axarquía, en la provincia de Málaga. Se encuentra en la falda de la Sierra de Tejeda, a unos 650 metros de altitud, y es conocido por su encanto tradicional y su entorno natural. Está al pie de La Maroma (2.065 m), la montaña más alta de la provincia de Málaga. Es un punto de partida muy popular para hacer senderismo. Con sus calles estrechas y empinadas, casas encaladas y balcones llenos de flores, muy típicos de los pueblos blancos. ¿Quieres más información? Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Year built

1995

Energy rating

exempt

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 320 m² but the cadastre records 216 m² (-32%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
0113001VF0801S0001YY
Cadastral area
216 m²
Year built
1995
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

19/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Zoning
3/25
Legal liens
7/15
Zone liquidity
0/15

Suelo rustico (uso agrario) de 320.00m² en Canillas de Aceituno a 341€/m² (mediana zona 15€/m², delta %). Posesión desconocida. Zona muy_baja, 112 días en mercado.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Canillas de Aceituno, Málaga

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+595.9%Above anchor
Scope
Province (MITMA)
Zone median
€49 /m²
This asset
€341 /m²
Samples
83
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€109,000
Transfer tax (ITP) 7% — Andalucía€7,630
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€382
Estimated total investment€118,012

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 2 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
13 Jun 2026
€146,000arrow_forward€130,670-10.5%
7 Aug 2026
€130,670arrow_forward€109,000-16.58%

Listing intel

SourceHipoges
On Atalaya since10 May 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing