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Apartment in A Illa de Arousa

A Illa de Arousa, Pontevedra • Auction • Ref: #4542ABFB

€3,005
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Size

234 m²

Rooms

5

OccupancyOccupied · type to verify
55
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

Description

URBANA.- EDIFICIO destinado a VIVIENDA UNIFAMILIAR, señalado con el número trece de la Rúa dos Cons, Barrio de Pedra Cerrada, municipio de A Illa de Arousa, que consta de: a) Planta baja, dividida en un local destinado a garaje, vestíbulo distribuidor, baño, cocina-oficio, estar y escaleras de acceso a las plantas superiores, con una superficie de ochenta y dos metros cuadrados. b) Planta primera, distribuida en dos dormitorios, baño, estar y escaleras de acceso, con una superficie de ochenta y dos metros cuadrados. c) Planta bajo cubierta, distribuida en tres dormitorios y escaleras de acceso, con una superficie de setenta metros cuadrados

Characteristics

Bathrooms

2

Year built

1989

Legal & cadastral analysis

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Legal analysis (AI)

Ocupaciónocupada
Desahucio necesario
Cargas (€)€0
Detalle cargasLa ejecución se tramita por la hipoteca de la inscripción 1ª (novada en 2ª y 3ª). La hipoteca de la inscripción 4ª (novada en 5ª y 6ª) es de rango posterior y quedará cancelada tras la adjudicación (art. 674 LEC). Las anotaciones preventivas A y B y la afección fiscal constan canceladas por caducidad.
Hipoteca€0
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca
Análisis riesgoSe ejecuta la primera hipoteca quedando libre de cargas previas, pero se trata de la vivienda habitual ocupada por la ejecutada y su hija, lo que puede complicar y retrasar la toma de posesión y lanzamiento.

Cadastral data

straightenUnreconciled surface: the listing states 234 m² but the cadastre records 204 m² (-13%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
0820308NH1102S0001XT
Cadastral area
204 m²
Year built
1989
Cadastral use
Residential

How to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

55/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
4/15
Zone liquidity
Not assessable
—

Subasta BOE en A Illa de Arousa. Puja mínima 3,005€ vs tasación 300,506€ (descuento judicial 99.0%). Posesión desconocida. Subasta cierra en 20 días.

Strengths

  • +Descuento judicial del 99.0% sobre tasación (3,005€ vs 300,506€)
  • +Subasta inminente: cierre en 20 días, ventana de decisión limitada (presión vendedora)

Risks

  • −Sin referencia zonal disponible
  • −Documentación judicial aún sin parsear: cargas y procedimiento por confirmar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

A Illa de Arousa, Pontevedra

Estimated acquisition costs

Asset price€3,005
Transfer tax (ITP) 9% — Galicia€270
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€4,575

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 11 November 2026 at 17:00

Listing intel

SourceBOE Auctions
On the market sinceOct 2026 (8 days)
On Atalaya since22 Oct 2026
Last updated23 Oct 2026
See all bank-owned properties in A Illa de Arousa

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing