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Apartment in Ondara

Calle Oscar Esplá

Ondara, Alicante • Ref: #44FB88DF

€175,000
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Size

106 m²

Price / m²

€1,659

Rooms

3

OccupancyVacant
36
Calle Oscar Esplá — Ondara
Photo: Solvia
1 / 10

AI visual analysis

Automated analysis · physical condition

10 of 10 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Salon: Las paredes presentan algunas marcas y suciedad, y el suelo de baldosas tiene un aspecto desgastado.
  • •Cocina: Los muebles de cocina son básicos y se ven algo anticuados, aunque funcionales.
  • •Dormitorio: Se aprecian manchas de humedad en la pared junto al armario, lo que indica un problema a resolver.
  • •Fachada: El edificio en general se ve en buen estado, con balcones y persianas en funcionamiento.

Description

Piso de 120 m² ubicado en Ondara, Alicante. Se trata de un piso de 120 m² distribuidos en salón-comedor, cocina, balcón, 3 dormitorios, 1 baño y 1 aseo. Incluye un trastero en planta cubierta. El piso se sitúa en núcleo urbano, con accesos próximos por la carretera N-332 y la autopista AP-7, lo que permite la conexión con los principales puntos de la comarca y la provincia. Ondara dispone de servicio de autobuses interurbanos que enlazan con Denia, Jávea y otros municipios cercanos. En la localidad se pueden encontrar supermercados, restaurantes, centros educativos, instalaciones deportivas, oficinas bancarias y otros negocios comerciales. Cerca del centro comercial Portal de la Marina. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] Inscripción en el Registro de la Propiedad en trámite. La anterior situación del activo puede suponer dificultad/imposibilidad en la obtención de financiación hipotecaria por el comprador. Consultar su situación actual, así como, las condiciones de su transmisión. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

Characteristics

Bathrooms

1

Elevator

Yes

Year built

2005

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 105.5 m² but the cadastre records 132 m² (+25%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
2619910YH6021N0008RX
Cadastral area
132 m²
Year built
2005
Cadastral use
Residential

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

36/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
10/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 105.50m² en Ondara a 1659€/m² (mediana zona 1605€/m², delta +3.4%). Estado Mejorable. Posesión con ocupación a verificar. Zona muy_baja, inventario reciente (53 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 1052 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ondara, Alicante

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+13.6%Above anchor
Scope
Province (MITMA)
Zone median
€1,461 /m²
This asset
€1,659 /m²
Samples
1139
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€175,000
Transfer tax (ITP) 10% — Comunitat Valenciana€17,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€613
Estimated total investment€194,113
Estimated refurbishment (state: mejorable)€42,000 – €74,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceAug 2026 (79 days)
On Atalaya since13 Sept 2026
Last updated24 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing