AtalayaAtalaya

Avenida Raval del Carme

Tàrrega, Lleida • Land • Ref: #43674E03

€97,000
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Size

412 m²

Price / m²

€236

OccupancyVacant
69
Avenida Raval del Carme — Tàrrega
Photo: Solvia
1 / 9

AI visual analysis

Automated analysis · physical condition

9 of 9 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Parcela de terreno clasificada como suelo urbano con una superficie de 412 m², de uso residencial, situada en la localidad de Tárrega, provincia de Lleida. La parcela se localiza en pleno casco urbano de la localidad, bien comunicada, a pocos metros de la estación del tren y por accesos viarios C-14, N-II y la LV-2021. La zona dispone de variado equipamiento, restaurantes, supermercados, polideportivo, farmacia, parques, etc. Se trata de una parcela con una superficie de 412 m², clasificada como suelo urbano, de uso residencial y con una edificabilidad de 1458,91 m²t. Con los servicios de Solvia podrá conocer las posibilidades reales de este solar y valorar sus posibilidades de inversión. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 411.71 m² but the cadastre records 721 m² (+75%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
5428713CG4152N0001OP
Cadastral area
721 m²
Year built
1940
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 4236 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Zoning
22/25
Legal liens
10/15
Zone liquidity
11/15

Suelo urbano (uso residencial) de 411.71m² en Tàrrega a 236€/m² (mediana zona 131€/m², delta %). Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −4234 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Tàrrega, Lleida

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-6.7%In line
Scope
City
Zone median
€253 /m²
This asset
€236 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€97,000
Transfer tax (ITP) 10% — Cataluña€9,700
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€340
Estimated total investment€108,040

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJan 2015 (4236 days)
On Atalaya since19 Aug 2026
Last updated30 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing