AtalayaAtalaya

Calle De L´abat Racimir

Santa Margarida, Olot, Girona • Apartment · Auction • Ref: #430683C7

€88,000-33% vs area market
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Size

83 m²

Price / m²

€1,060

Rooms

3

OccupancyVacant
61
Calle De L´abat Racimir — Santa Margarida, Olot
Photo: Solvia
1 / 8

AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Salon: Las paredes presentan manchas y el suelo tiene un aspecto desgastado, sugiriendo necesidad de pintura y posible cambio de suelo.
  • •Cocina: Los muebles son antiguos y el alicatado está desfasado, aunque parece funcional.
  • •Bano: El baño tiene un aspecto envejecido, con azulejos y sanitarios que no son modernos.
  • •Dormitorio: Las paredes necesitan pintura y el suelo muestra desgaste.

descriptionDescription

Piso de 83 m² ubicado en Olot, Girona. Se trata de un piso de 83 m² distribuidos en salón-comedor, cocina, 2 dormitorios y 1 baño. Piso situado en núcleo urbano, con acceso próximo a la C-152, lo que facilita la conexión con otras localidades de la comarca. En la zona existen paradas de autobús con líneas de transporte interurbano, además de servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y diferentes comercios. Cerca del Hospital d’Olot i Comarcal de la Garrotxa, el Parc Nou, el Museu dels Volcans y a pocos minutos de la estación de autobuses. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

1976

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
8409601DG5780N0033DB
Cadastral area
83 m²
Year built
1976
Cadastral use
Residential

routeHow to bid in this auction (BOE)

expand_more
  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

61/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
14/25
Legal liens
4/15
Zone liquidity
7/15

Vivienda de 83.00m² en Olot a 1060€/m² (mediana zona 1589€/m², delta -33.3%). Estado Mejorable. Posesión libre. Zona muy_baja, 139 días en mercado.

trending_upStrengths

  • +Descuento del -33.3% frente a la mediana zonal (1589€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Santa Margarida, Olot, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-33.3%Strong opportunity
Scope
Municipality
Zone median
€1,589 /m²
This asset
€1,060 /m²
Period
mayo 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€88,000
Transfer tax (ITP) 10% — Cataluña€8,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€308
Estimated total investment€98,108
Estimated refurbishment (state: mejorable)€33,000 – €58,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 27 August 2026 at 18:00

Listing intel

SourceSolvia
On the market sinceApr 2026 (144 days)
On Atalaya since28 Aug 2026
Last updated28 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing