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Apartment in Sant Vicenç dels Horts

Calle Alacant

Sant Vicenç Dels Horts, Barcelona • Ref: #426FB8FA

€193,000-36% vs area market
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Size

130 m²

Price / m²

€1,481

Rooms

3

OccupancyUnconfirmed
66
Calle Alacant — Sant Vicenç Dels Horts
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Poor

Model observations

  • •Fachada: Presenta signos de desgaste con zonas descoloridas, manchas de humedad en la base y cableado aéreo visible.
  • •Exterior: Cerramientos y rejas con carpintería metálica antigua pero en aparente estado funcional.

Description

Vivienda situada en la Calle Alacant, en la localidad de Sant Vicenc dels Horts, en la provincia de Barcelona. La vivienda tiene una superficie construida de 57 m² y está distribuida en un amplio hall de entrada, que da acceso a una cocina independiente muy luminosa, y un pasillo que distribuye a un gran salón comedor, dormitorios siendo una de ellas habitación doble, y cuarto de baño completo. Se localiza en una zona consolidada con carácter urbano y residencial, situado a pocos minutos del centro de la población, rodeado por fincas de similares características. Dispone de equipamientos suficientes en el entorno como: médico-sanitario, docente, religioso, comercial, restaurantes. Cuenta con buenas comunicaciones con el resto de la localidad. Buen acceso a través de carreteras principales que rodea al municipio y lo comunican con el resto de la provincia.

Characteristics

Bathrooms

1

Energy rating

E

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
6338811DF1863G0001TA

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 202 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

66/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
6/15

Vivienda de 130.29m² en Sant Vicenç Dels Horts a 1558€/m² (mediana zona 2308€/m², delta -32.5%). Estado Mejorable. Posesión libre. Zona muy_baja, 177 días en mercado.

Strengths

  • +Descuento del -32.5% frente a la mediana zonal (2308€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Sant Vicenç Dels Horts, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-35.8%Strong opportunity
Scope
Municipality (MITMA)
Zone median
€2,308 /m²
This asset
€1,481 /m²
Samples
126
Period
Q4-2025
Source
MITMA

vs other bank assets

-10.9%Good price
Scope
Postal code
Zone median
€1,662 /m²
This asset
€1,481 /m²
Samples
12
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€193,000
Transfer tax (ITP) 10% — Cataluña€19,300
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€676
Estimated total investment€213,976
Estimated refurbishment (state: mejorable)€52,000 – €91,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
2 Oct 2026
€203,000arrow_forward€193,000-4.93%

Listing intel

SourceSolvia
On the market sinceApr 2026 (202 days)
On Atalaya since15 Sept 2026
Last updated24 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing